Abilene Teachers mortgage approval rate & lending review
Abilene Teachers decided 370 mortgage applications and funded 252 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Abilene Teachers reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Abilene Teachers at a glance
Approval is 6.0 points above the 67.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 80% | 70 / 88 | 96% | $65K | 67 |
| Cash-out refinance | 71% | 198 / 280 | 92% | $75K | 183 |
Abilene Teachers lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 73% | $75K | 370 | 252 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Abilene Teachers lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Taylor County, TX | Cash-out refinance | 72% | 256 | 169 |
| Taylor County, TX | Home improvement loans | 78% | 82 | 61 |
The county markets where Abilene Teachers made the most loans. Each link opens that market with every lender ranked.
Questions about Abilene Teachers
What is Abilene Teachers's mortgage approval rate?
Abilene Teachers approved 73.0% of the 370 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.0 points above the 67.0% national rate for the same mix of loan types.
How often do borrowers take the loan Abilene Teachers offers?
Borrowers accepted 93% of the loans Abilene Teachers approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Abilene Teachers make?
The typical cash-out refinance loan Abilene Teachers made was $75K; across all loan types its typical loan ran from $65K to $75K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Abilene Teachers lend?
Abilene Teachers decided applications in 1 of the states Fat Boy Data covers, most of them in Texas.
Can I apply to Abilene Teachers directly?
Yes. Abilene Teachers is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Abilene Teachers's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Abilene Teachers treats applications, then get a rate quote from the lender.