Guild Mortgage Company LLC mortgage approval rate & lending review
Guild Mortgage Company LLC decided 183,827 mortgage applications and funded 160,978 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Guild Mortgage Company LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to guildmortgage.com.
Guild Mortgage Company LLC at a glance
Approval is 10.3 points above the 85.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 142,525 / 147,643 | 92% | $315K | 131,445 |
| Cash-out refinance | 88% | 14,119 / 16,014 | 89% | $185K | 12,560 |
| Refinance | 93% | 9,103 / 9,811 | 92% | $375K | 8,342 |
| Investment property purchase | 95% | 7,358 / 7,729 | 91% | $255K | 6,681 |
| Investment cash-out refinance | 85% | 1,613 / 1,903 | 86% | $195K | 1,392 |
| Investment refinance | 88% | 623 / 710 | 88% | $295K | 546 |
Guild Mortgage Company LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 95% | $285K | 15,962 | 13,773 |
| Washington | 96% | $435K | 12,384 | 11,058 |
| California | 96% | $435K | 12,374 | 10,684 |
| Arizona | 95% | $295K | 9,622 | 8,366 |
| Colorado | 96% | $405K | 9,506 | 8,208 |
| Oregon | 97% | $395K | 9,080 | 7,985 |
| Nevada | 96% | $355K | 8,978 | 7,971 |
| Pennsylvania | 97% | $255K | 8,527 | 7,769 |
| Missouri | 97% | $205K | 8,136 | 7,398 |
| South Carolina | 94% | $225K | 7,053 | 5,885 |
| Utah | 98% | $395K | 6,981 | 6,385 |
| Florida | 92% | $285K | 6,810 | 5,600 |
| Georgia | 93% | $275K | 6,774 | 5,677 |
| Massachusetts | 94% | $415K | 6,759 | 6,016 |
| Illinois | 93% | $255K | 6,128 | 5,281 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Guild Mortgage Company LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Maricopa County, AZ | Mortgage lenders | 96% | 2,714 | 2,429 |
| Bernalillo County, NM | Mortgage lenders | 97% | 2,417 | 2,156 |
| Washoe County, NV | Mortgage lenders | 98% | 2,112 | 1,955 |
| King County, WA | Mortgage lenders | 96% | 2,160 | 1,917 |
| Lancaster County, PA | Mortgage lenders | 99% | 1,770 | 1,679 |
| Multnomah County, OR | Mortgage lenders | 99% | 1,869 | 1,675 |
| Sacramento County, CA | Mortgage lenders | 98% | 1,749 | 1,559 |
| Harris County, TX | Mortgage lenders | 95% | 1,726 | 1,457 |
| Tarrant County, TX | Mortgage lenders | 98% | 1,590 | 1,453 |
| Richland County, SC | Mortgage lenders | 95% | 1,686 | 1,409 |
| Pierce County, WA | Mortgage lenders | 97% | 1,456 | 1,327 |
| Pima County, AZ | Mortgage lenders | 97% | 1,521 | 1,309 |
The county markets where Guild Mortgage Company LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Guild Mortgage Company LLC
What is Guild Mortgage Company LLC's mortgage approval rate?
Guild Mortgage Company LLC approved 95.4% of the 183,827 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.3 points above the 85.1% national rate for the same mix of loan types.
How often do borrowers take the loan Guild Mortgage Company LLC offers?
Borrowers accepted 92% of the loans Guild Mortgage Company LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Guild Mortgage Company LLC make?
The typical home purchase mortgage loan Guild Mortgage Company LLC made was $315K; across all loan types its typical loan ran from $185K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Guild Mortgage Company LLC lend?
Guild Mortgage Company LLC decided applications in 50 of the states Fat Boy Data covers, most of them in Texas, Washington and California.
Can I apply to Guild Mortgage Company LLC directly?
Yes. Guild Mortgage Company LLC reports as a direct lender that takes applications from borrowers. Its website is guildmortgage.com.
Does this page show Guild Mortgage Company LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Guild Mortgage Company LLC treats applications, then get a rate quote from the lender.