Dhi Mortgage Company, Ltd. mortgage approval rate & lending review
Dhi Mortgage Company, Ltd. decided 211,597 mortgage applications and funded 182,958 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Dhi Mortgage Company, Ltd. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to dhimortgage.com.
Dhi Mortgage Company, Ltd. at a glance
Approval is 0.2 points below the 87.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 173,731 / 199,203 | 99% | $325K | 171,934 |
| Cash-out refinance | 54% | 21 / 39 | 100% | $255K | 21 |
| Refinance | 23% | 14 / 62 | 100% | $365K | 14 |
| Investment property purchase | 90% | 11,101 / 12,279 | 99% | $255K | 10,981 |
Dhi Mortgage Company, Ltd. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 88% | $305K | 57,554 | 50,081 |
| Florida | 85% | $325K | 43,878 | 37,122 |
| North Carolina | 87% | $335K | 13,304 | 11,439 |
| South Carolina | 83% | $275K | 12,368 | 10,215 |
| California | 92% | $485K | 8,895 | 8,110 |
| Arizona | 87% | $365K | 8,466 | 7,308 |
| Alabama | 84% | $305K | 8,025 | 6,644 |
| Georgia | 85% | $365K | 7,375 | 6,213 |
| Nevada | 93% | $385K | 5,628 | 5,224 |
| Washington | 94% | $485K | 4,517 | 4,225 |
| Utah | 92% | $385K | 4,067 | 3,729 |
| Tennessee | 91% | $305K | 4,038 | 3,647 |
| Colorado | 85% | $475K | 3,085 | 2,605 |
| Louisiana | 77% | $255K | 2,897 | 2,208 |
| Illinois | 89% | $325K | 2,711 | 2,391 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Dhi Mortgage Company, Ltd. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bexar County, TX | Mortgage lenders | 91% | 5,870 | 5,259 |
| Denton County, TX | Mortgage lenders | 90% | 5,863 | 5,189 |
| Fort Bend County, TX | Mortgage lenders | 87% | 4,537 | 3,883 |
| Collin County, TX | Mortgage lenders | 88% | 4,120 | 3,572 |
| Tarrant County, TX | Mortgage lenders | 83% | 4,046 | 3,325 |
| Pasco County, FL | Mortgage lenders | 90% | 3,713 | 3,324 |
| Maricopa County, AZ | Mortgage lenders | 89% | 3,451 | 3,053 |
| Horry County, SC | Mortgage lenders | 78% | 3,792 | 2,948 |
| Polk County, FL | Mortgage lenders | 79% | 3,768 | 2,938 |
| Pinal County, AZ | Mortgage lenders | 84% | 3,519 | 2,927 |
| Harris County, TX | Mortgage lenders | 86% | 3,381 | 2,861 |
| Montgomery County, TX | Mortgage lenders | 85% | 3,173 | 2,669 |
The county markets where Dhi Mortgage Company, Ltd. made the most loans. Each link opens that market with every lender ranked.
Questions about Dhi Mortgage Company, Ltd.
What is Dhi Mortgage Company, Ltd.'s mortgage approval rate?
Dhi Mortgage Company, Ltd. approved 87.4% of the 211,597 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.2 points below the 87.6% national rate for the same mix of loan types.
How often do borrowers take the loan Dhi Mortgage Company, Ltd. offers?
Borrowers accepted 99% of the loans Dhi Mortgage Company, Ltd. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Dhi Mortgage Company, Ltd. make?
The typical home purchase mortgage loan Dhi Mortgage Company, Ltd. made was $325K; across all loan types its typical loan ran from $255K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Dhi Mortgage Company, Ltd. lend?
Dhi Mortgage Company, Ltd. decided applications in 36 of the states Fat Boy Data covers, most of them in Texas, Florida and North Carolina.
Can I apply to Dhi Mortgage Company, Ltd. directly?
Yes. Dhi Mortgage Company, Ltd. reports as a direct lender that takes applications from borrowers. Its website is dhimortgage.com.
Does this page show Dhi Mortgage Company, Ltd.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Dhi Mortgage Company, Ltd. treats applications, then get a rate quote from the lender.