Fairway Independent Mortgage Corporation mortgage approval rate & lending review
Fairway Independent Mortgage Corporation decided 198,243 mortgage applications and funded 184,744 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Fairway Independent Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to fairway.com.
Fairway Independent Mortgage Corporation at a glance
Approval is 7.8 points above the 86.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 162,391 / 170,663 | 99% | $305K | 161,116 |
| Home improvement loans | 83% | 645 / 777 | 98% | $135K | 634 |
| Cash-out refinance | 81% | 6,370 / 7,858 | 99% | $265K | 6,282 |
| Refinance | 88% | 7,080 / 8,044 | 99% | $385K | 6,977 |
| Investment property purchase | 93% | 8,707 / 9,371 | 99% | $255K | 8,605 |
| Investment cash-out refinance | 74% | 501 / 679 | 98% | $245K | 492 |
| Investment refinance | 75% | 453 / 602 | 99% | $285K | 448 |
| Investment home improvement | 78% | 195 / 249 | 97% | $185K | 190 |
Fairway Independent Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 94% | $295K | 21,930 | 20,534 |
| Arizona | 93% | $375K | 15,104 | 13,965 |
| Illinois | 92% | $255K | 12,600 | 11,449 |
| Florida | 91% | $315K | 12,112 | 10,871 |
| North Carolina | 96% | $285K | 8,766 | 8,327 |
| California | 94% | $465K | 8,384 | 7,743 |
| Georgia | 95% | $365K | 8,074 | 7,629 |
| Ohio | 96% | $175K | 8,007 | 7,593 |
| Indiana | 94% | $205K | 7,926 | 7,378 |
| Washington | 95% | $435K | 7,834 | 7,383 |
| Colorado | 95% | $405K | 7,486 | 7,046 |
| Massachusetts | 93% | $475K | 6,621 | 6,085 |
| Wisconsin | 95% | $245K | 6,381 | 6,068 |
| Minnesota | 96% | $295K | 5,961 | 5,682 |
| Missouri | 96% | $235K | 4,606 | 4,404 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Fairway Independent Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Maricopa County, AZ | Mortgage lenders | 95% | 7,471 | 7,004 |
| Cook County, IL | Mortgage lenders | 92% | 5,135 | 4,661 |
| Bell County, TX | Mortgage lenders | 97% | 2,695 | 2,595 |
| Pima County, AZ | Mortgage lenders | 95% | 2,331 | 2,205 |
| Marion County, IN | Mortgage lenders | 94% | 2,312 | 2,150 |
| Johnson County, KS | Mortgage lenders | 99% | 1,993 | 1,967 |
| Harris County, TX | Mortgage lenders | 95% | 2,043 | 1,928 |
| Jackson County, MO | Mortgage lenders | 98% | 1,751 | 1,700 |
| King County, WA | Mortgage lenders | 96% | 1,735 | 1,661 |
| Tarrant County, TX | Mortgage lenders | 94% | 1,753 | 1,641 |
| Hennepin County, MN | Mortgage lenders | 97% | 1,583 | 1,515 |
| Pierce County, WA | Mortgage lenders | 95% | 1,588 | 1,503 |
The county markets where Fairway Independent Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Fairway Independent Mortgage Corporation
What is Fairway Independent Mortgage Corporation's mortgage approval rate?
Fairway Independent Mortgage Corporation approved 94.0% of the 198,243 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.8 points above the 86.2% national rate for the same mix of loan types.
How often do borrowers take the loan Fairway Independent Mortgage Corporation offers?
Borrowers accepted 99% of the loans Fairway Independent Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Fairway Independent Mortgage Corporation make?
The typical home purchase mortgage loan Fairway Independent Mortgage Corporation made was $305K; across all loan types its typical loan ran from $135K to $385K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Fairway Independent Mortgage Corporation lend?
Fairway Independent Mortgage Corporation decided applications in 51 of the states Fat Boy Data covers, most of them in Texas, Arizona and Illinois.
Can I apply to Fairway Independent Mortgage Corporation directly?
Yes. Fairway Independent Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is fairway.com.
Does this page show Fairway Independent Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Fairway Independent Mortgage Corporation treats applications, then get a rate quote from the lender.