Loandepot.Com, LLC mortgage approval rate & lending review
Loandepot.Com, LLC decided 222,234 mortgage applications and funded 169,065 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Loandepot.Com, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to loandepot.com.
Loandepot.Com, LLC at a glance
Approval is 2.4 points below the 79.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 102,533 / 118,629 | 99% | $355K | 101,609 |
| Home improvement loans | 53% | 2,711 / 5,126 | 95% | $65K | 2,566 |
| Cash-out refinance | 64% | 46,326 / 72,403 | 97% | $245K | 45,053 |
| Refinance | 76% | 10,456 / 13,728 | 96% | $395K | 10,030 |
| Investment property purchase | 91% | 7,842 / 8,651 | 99% | $275K | 7,761 |
| Investment cash-out refinance | 55% | 1,364 / 2,463 | 97% | $215K | 1,327 |
| Investment refinance | 66% | 715 / 1,086 | 97% | $365K | 697 |
| Investment home improvement | 17% | 25 / 148 | 88% | $65K | 22 |
Loandepot.Com, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 77% | $335K | 30,115 | 22,854 |
| California | 81% | $545K | 27,004 | 21,659 |
| Florida | 72% | $315K | 25,498 | 17,942 |
| Arizona | 84% | $345K | 12,198 | 10,165 |
| Illinois | 81% | $235K | 11,715 | 9,326 |
| North Carolina | 79% | $355K | 10,699 | 8,338 |
| New Jersey | 84% | $495K | 9,805 | 8,087 |
| Georgia | 71% | $335K | 8,568 | 5,956 |
| South Carolina | 77% | $285K | 6,110 | 4,660 |
| Pennsylvania | 72% | $285K | 5,650 | 3,978 |
| Colorado | 85% | $455K | 5,333 | 4,453 |
| Ohio | 74% | $175K | 5,210 | 3,771 |
| New York | 81% | $455K | 4,964 | 3,940 |
| Washington | 80% | $565K | 4,643 | 3,660 |
| Tennessee | 78% | $405K | 4,539 | 3,471 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Loandepot.Com, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cook County, IL | Mortgage lenders | 87% | 4,815 | 4,109 |
| Maricopa County, AZ | Mortgage lenders | 92% | 3,800 | 3,473 |
| Riverside County, CA | Mortgage lenders | 90% | 2,993 | 2,698 |
| Harris County, TX | Mortgage lenders | 86% | 2,665 | 2,283 |
| Collin County, TX | Mortgage lenders | 89% | 2,519 | 2,234 |
| Pinal County, AZ | Mortgage lenders | 90% | 2,177 | 1,944 |
| Pima County, AZ | Mortgage lenders | 92% | 2,123 | 1,934 |
| Bexar County, TX | Mortgage lenders | 66% | 2,846 | 1,849 |
| Lee County, FL | Mortgage lenders | 79% | 2,038 | 1,600 |
| Montgomery County, TX | Mortgage lenders | 86% | 1,781 | 1,520 |
| Los Angeles County, CA | Mortgage lenders | 92% | 1,611 | 1,477 |
| Polk County, FL | Mortgage lenders | 71% | 1,862 | 1,306 |
The county markets where Loandepot.Com, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Loandepot.Com, LLC
What is Loandepot.Com, LLC's mortgage approval rate?
Loandepot.Com, LLC approved 77.4% of the 222,234 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.4 points below the 79.8% national rate for the same mix of loan types.
How often do borrowers take the loan Loandepot.Com, LLC offers?
Borrowers accepted 98% of the loans Loandepot.Com, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Loandepot.Com, LLC make?
The typical home purchase mortgage loan Loandepot.Com, LLC made was $355K; across all loan types its typical loan ran from $65K to $395K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Loandepot.Com, LLC lend?
Loandepot.Com, LLC decided applications in 51 of the states Fat Boy Data covers, most of them in Texas, California and Florida.
Can I apply to Loandepot.Com, LLC directly?
Yes. Loandepot.Com, LLC reports as a direct lender that takes applications from borrowers. Its website is loandepot.com.
Does this page show Loandepot.Com, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Loandepot.Com, LLC treats applications, then get a rate quote from the lender.