Advantis Credit Union mortgage approval rate & lending review
Advantis Credit Union decided 502 mortgage applications and funded 401 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Advantis Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Advantis Credit Union at a glance
Approval is 13.5 points above the 70.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 136 / 144 | 93% | $375K | 126 |
| Home improvement loans | 83% | 251 / 301 | 96% | $85K | 241 |
Advantis Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 84% | $85K | 467 | 374 |
| Washington | 88% | $65K | 32 | 27 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Advantis Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Multnomah County, OR | Home improvement loans | 82% | 160 | 122 |
| Clackamas County, OR | Home improvement loans | 88% | 51 | 45 |
| Washington County, OR | Home improvement loans | 92% | 40 | 36 |
The county markets where Advantis Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Advantis Credit Union
What is Advantis Credit Union's mortgage approval rate?
Advantis Credit Union approved 84.1% of the 502 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.5 points above the 70.6% national rate for the same mix of loan types.
How often do borrowers take the loan Advantis Credit Union offers?
Borrowers accepted 95% of the loans Advantis Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Advantis Credit Union make?
The typical home improvement loan loan Advantis Credit Union made was $85K; across all loan types its typical loan ran from $85K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Advantis Credit Union lend?
Advantis Credit Union decided applications in 5 of the states Fat Boy Data covers, most of them in Oregon, Washington and Arizona.
Can I apply to Advantis Credit Union directly?
Yes. Advantis Credit Union reports as a direct lender that takes applications from borrowers.
Does this page show Advantis Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Advantis Credit Union treats applications, then get a rate quote from the lender.