Home improvement loan lenders in Clackamas County, Oregon
Fat Boy Data analyzed home improvement loan activity in Clackamas County, Oregon, home to Lake Oswego, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,675 applications were decided by 121 lenders between 2023 and 2025.
Clackamas County at a glance
How Clackamas County compares
What the data shows
Onpoint Community Credit Union made the most home improvement loans in Clackamas County, OR, 1,529 of them.
That is 39% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
First Technology Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 127.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Clackamas County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Onpoint Community Credit Union | 83% | 1,658 / 1,994 | 92% | $75K | 1,529 |
| 2 | U.S. Bank National Association | 64% | 308 / 480 | 97% | $105K | 300 |
| 3 | Bank of America, National Association | 58% | 257 / 446 | 97% | $105K | 250 |
| 4 | Embold Federal Credit Union | 75% | 293 / 393 | 99% | $85K | 289 |
| 5 | Unitus Community Credit Union | 67% | 188 / 282 | 94% | $65K | 177 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 116 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Clackamas County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.