Aero Federal Credit Union mortgage approval rate & lending review
Aero Federal Credit Union decided 250 mortgage applications and funded 213 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Aero Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Aero Federal Credit Union at a glance
Approval is 18.5 points above the 67.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 25 / 27 | 96% | $365K | 24 |
| Home improvement loans | 84% | 151 / 179 | 100% | $65K | 151 |
Aero Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 85% | $65K | 247 | 210 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Aero Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Maricopa County, AZ | Home improvement loans | 86% | 169 | 146 |
The county markets where Aero Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Aero Federal Credit Union
What is Aero Federal Credit Union's mortgage approval rate?
Aero Federal Credit Union approved 85.6% of the 250 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 18.5 points above the 67.1% national rate for the same mix of loan types.
How often do borrowers take the loan Aero Federal Credit Union offers?
Borrowers accepted 100% of the loans Aero Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Aero Federal Credit Union make?
The typical home improvement loan loan Aero Federal Credit Union made was $65K; across all loan types its typical loan ran from $65K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Aero Federal Credit Union lend?
Aero Federal Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Arizona and New Mexico.
Can I apply to Aero Federal Credit Union directly?
Yes. Aero Federal Credit Union is a bank or credit union with 8 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Aero Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Aero Federal Credit Union treats applications, then get a rate quote from the lender.