Lender profile · HMDA 2023–2025
Geneva Financial, LLC mortgage approval rates & lending data
Geneva Financial, LLC decided 13,738 mortgage applications and funded 13,026 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 10,436 / 10,881 | 99% | $265K | 10,324 |
| Cash-out refinance | 96% | 908 / 944 | 97% | $275K | 884 |
| Refinance | 96% | 355 / 369 | 97% | $285K | 345 |
| Investment property purchase | 98% | 942 / 966 | 99% | $205K | 928 |
| Investment cash-out refinance | 97% | 437 / 450 | 99% | $175K | 431 |
| Investment refinance | 94% | 111 / 118 | 95% | $195K | 105 |
Geneva Financial, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 97% | $345K | 2,792 | 2,678 |
| Florida | 95% | $285K | 1,919 | 1,762 |
| Texas | 96% | $255K | 1,073 | 1,029 |
| Ohio | 96% | $185K | 807 | 774 |
| Illinois | 95% | $225K | 741 | 698 |
| Missouri | 97% | $215K | 631 | 600 |
| Indiana | 99% | $175K | 603 | 594 |
| California | 96% | $405K | 471 | 444 |
| Georgia | 94% | $255K | 417 | 394 |
| Nevada | 99% | $315K | 403 | 392 |
| Washington | 93% | $445K | 329 | 305 |
| Arkansas | 97% | $255K | 327 | 313 |
| Louisiana | 96% | $175K | 270 | 256 |
| Colorado | 99% | $395K | 208 | 198 |
| New Jersey | 92% | $445K | 207 | 187 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.