Geneva Financial, LLC mortgage approval rate & lending review
Geneva Financial, LLC decided 13,738 mortgage applications and funded 13,026 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Geneva Financial, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to genevafi.com.
Geneva Financial, LLC at a glance
Approval is 10.7 points above the 85.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 10,436 / 10,881 | 99% | $265K | 10,324 |
| Cash-out refinance | 96% | 908 / 944 | 97% | $275K | 884 |
| Refinance | 96% | 355 / 369 | 97% | $285K | 345 |
| Investment property purchase | 98% | 942 / 966 | 99% | $205K | 928 |
| Investment cash-out refinance | 97% | 437 / 450 | 99% | $175K | 431 |
| Investment refinance | 94% | 111 / 118 | 95% | $195K | 105 |
Geneva Financial, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 97% | $345K | 2,792 | 2,678 |
| Florida | 95% | $285K | 1,919 | 1,762 |
| Texas | 96% | $255K | 1,073 | 1,029 |
| Ohio | 96% | $185K | 807 | 774 |
| Illinois | 95% | $225K | 741 | 698 |
| Missouri | 97% | $215K | 631 | 600 |
| Indiana | 99% | $175K | 603 | 594 |
| California | 96% | $405K | 471 | 444 |
| Georgia | 94% | $255K | 417 | 394 |
| Nevada | 99% | $315K | 403 | 392 |
| Washington | 93% | $445K | 329 | 305 |
| Arkansas | 97% | $255K | 327 | 313 |
| Louisiana | 96% | $175K | 270 | 256 |
| Colorado | 99% | $395K | 208 | 198 |
| New Jersey | 92% | $445K | 207 | 187 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Geneva Financial, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Maricopa County, AZ | Mortgage lenders | 96% | 1,257 | 1,194 |
| Pinal County, AZ | Mortgage lenders | 98% | 526 | 513 |
| Allen County, IN | Mortgage lenders | 100% | 331 | 328 |
| Franklin County, OH | Mortgage lenders | 96% | 256 | 247 |
| Miami-Dade County, FL | Mortgage lenders | 95% | 276 | 242 |
| Lee County, FL | Mortgage lenders | 96% | 227 | 215 |
| Benton County, AR | Mortgage lenders | 99% | 156 | 153 |
| Fayette County, KY | Mortgage lenders | 97% | 138 | 134 |
| Cochise County, AZ | Mortgage lenders | 98% | 130 | 128 |
| Mohave County, AZ | Mortgage lenders | 100% | 127 | 127 |
| Yuma County, AZ | Mortgage lenders | 98% | 130 | 127 |
| East Baton Rouge Parish, LA | Mortgage lenders | 96% | 132 | 126 |
The county markets where Geneva Financial, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Geneva Financial, LLC
What is Geneva Financial, LLC's mortgage approval rate?
Geneva Financial, LLC approved 96.1% of the 13,738 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.7 points above the 85.4% national rate for the same mix of loan types.
How often do borrowers take the loan Geneva Financial, LLC offers?
Borrowers accepted 99% of the loans Geneva Financial, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Geneva Financial, LLC make?
The typical home purchase mortgage loan Geneva Financial, LLC made was $265K; across all loan types its typical loan ran from $175K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Geneva Financial, LLC lend?
Geneva Financial, LLC decided applications in 48 of the states Fat Boy Data covers, most of them in Arizona, Florida and Texas.
Can I apply to Geneva Financial, LLC directly?
Yes. Geneva Financial, LLC reports as a direct lender that takes applications from borrowers. Its website is genevafi.com.
Does this page show Geneva Financial, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Geneva Financial, LLC treats applications, then get a rate quote from the lender.