Nova Financial & Investment Corporation mortgage approval rate & lending review
Nova Financial & Investment Corporation decided 15,714 mortgage applications and funded 13,761 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Nova Financial & Investment Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Nova Financial & Investment Corporation at a glance
Approval is 6.4 points above the 84.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 10,769 / 11,515 | 97% | $295K | 10,442 |
| Cash-out refinance | 81% | 1,637 / 2,027 | 97% | $175K | 1,588 |
| Refinance | 79% | 848 / 1,067 | 96% | $265K | 818 |
| Investment property purchase | 91% | 686 / 751 | 95% | $235K | 653 |
| Investment cash-out refinance | 74% | 176 / 237 | 98% | $175K | 172 |
| Investment refinance | 79% | 92 / 117 | 96% | $225K | 88 |
Nova Financial & Investment Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 90% | $295K | 11,737 | 10,248 |
| Colorado | 96% | $475K | 1,332 | 1,236 |
| Washington | 94% | $445K | 834 | 758 |
| Nevada | 88% | $355K | 708 | 603 |
| California | 84% | $525K | 329 | 267 |
| Oregon | 86% | $335K | 322 | 267 |
| Texas | 86% | $295K | 139 | 116 |
| New Mexico | 79% | $215K | 116 | 91 |
| Florida | 90% | $295K | 103 | 87 |
| Pennsylvania | 96% | $215K | 26 | 25 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Nova Financial & Investment Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Pima County, AZ | Mortgage lenders | 93% | 3,171 | 2,868 |
| Maricopa County, AZ | Mortgage lenders | 93% | 2,922 | 2,657 |
| Yuma County, AZ | Mortgage lenders | 95% | 1,319 | 1,225 |
| Pima County, AZ | Cash-out refinance | 78% | 720 | 554 |
| Pinal County, AZ | Mortgage lenders | 94% | 623 | 549 |
| Pierce County, WA | Mortgage lenders | 94% | 385 | 354 |
| Maricopa County, AZ | Cash-out refinance | 77% | 381 | 284 |
| Yuma County, AZ | Cash-out refinance | 91% | 323 | 282 |
| Pima County, AZ | Refinance | 83% | 323 | 258 |
| Cochise County, AZ | Mortgage lenders | 91% | 264 | 223 |
| Pima County, AZ | Investment property purchase | 93% | 221 | 195 |
| Denver County, CO | Mortgage lenders | 97% | 202 | 182 |
The county markets where Nova Financial & Investment Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Nova Financial & Investment Corporation
What is Nova Financial & Investment Corporation's mortgage approval rate?
Nova Financial & Investment Corporation approved 90.4% of the 15,714 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.4 points above the 84.1% national rate for the same mix of loan types.
How often do borrowers take the loan Nova Financial & Investment Corporation offers?
Borrowers accepted 97% of the loans Nova Financial & Investment Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Nova Financial & Investment Corporation make?
The typical home purchase mortgage loan Nova Financial & Investment Corporation made was $295K; across all loan types its typical loan ran from $175K to $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Nova Financial & Investment Corporation lend?
Nova Financial & Investment Corporation decided applications in 24 of the states Fat Boy Data covers, most of them in Arizona, Colorado and Washington.
Can I apply to Nova Financial & Investment Corporation directly?
Yes. Nova Financial & Investment Corporation reports as a direct lender that takes applications from borrowers.
Does this page show Nova Financial & Investment Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Nova Financial & Investment Corporation treats applications, then get a rate quote from the lender.