Lender profile · HMDA 2023–2025
V.I.P. Mortgage, Inc. mortgage approval rates & lending data
V.I.P. Mortgage, Inc. decided 19,292 mortgage applications and funded 18,582 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 15,089 / 15,521 | 100% | $395K | 15,016 |
| Cash-out refinance | 93% | 805 / 866 | 99% | $315K | 796 |
| Refinance | 97% | 1,096 / 1,125 | 97% | $365K | 1,068 |
| Investment property purchase | 97% | 1,349 / 1,389 | 99% | $315K | 1,337 |
| Investment cash-out refinance | 94% | 228 / 242 | 100% | $265K | 227 |
| Investment refinance | 94% | 138 / 147 | 99% | $275K | 136 |
V.I.P. Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 97% | $405K | 8,027 | 7,699 |
| Colorado | 99% | $445K | 3,513 | 3,440 |
| Texas | 96% | $325K | 2,575 | 2,474 |
| Hawaii | 94% | $425K | 507 | 476 |
| Wisconsin | 97% | $245K | 494 | 480 |
| New Mexico | 97% | $225K | 393 | 380 |
| Indiana | 99% | $245K | 320 | 318 |
| Nevada | 96% | $395K | 315 | 302 |
| California | 96% | $575K | 306 | 292 |
| Oklahoma | 98% | $265K | 298 | 291 |
| Pennsylvania | 97% | $275K | 293 | 276 |
| Connecticut | 98% | $315K | 291 | 284 |
| Washington | 98% | $345K | 249 | 241 |
| North Carolina | 98% | $395K | 202 | 197 |
| Florida | 91% | $335K | 180 | 160 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.