Nations Lending Corporation mortgage approval rate & lending review
Nations Lending Corporation decided 18,494 mortgage applications and funded 15,552 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Nations Lending Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to nationslending.com.
Nations Lending Corporation at a glance
Approval is 11.4 points above the 83.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 12,361 / 12,726 | 91% | $275K | 11,190 |
| Cash-out refinance | 84% | 2,678 / 3,193 | 83% | $225K | 2,212 |
| Refinance | 95% | 1,395 / 1,462 | 90% | $285K | 1,251 |
| Investment property purchase | 96% | 782 / 814 | 86% | $215K | 673 |
| Investment cash-out refinance | 95% | 210 / 221 | 78% | $195K | 164 |
| Investment refinance | 88% | 69 / 78 | 90% | $135K | 62 |
Nations Lending Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 98% | $465K | 2,048 | 1,649 |
| Texas | 98% | $265K | 1,917 | 1,711 |
| Ohio | 95% | $195K | 1,720 | 1,505 |
| Wisconsin | 97% | $245K | 1,644 | 1,509 |
| Illinois | 94% | $265K | 1,132 | 950 |
| Florida | 89% | $245K | 988 | 732 |
| California | 96% | $475K | 914 | 757 |
| New Jersey | 93% | $415K | 829 | 667 |
| Missouri | 97% | $275K | 623 | 551 |
| Nevada | 96% | $365K | 557 | 490 |
| Indiana | 95% | $235K | 493 | 415 |
| Oregon | 98% | $355K | 472 | 406 |
| Mississippi | 98% | $275K | 455 | 420 |
| New Mexico | 97% | $475K | 427 | 368 |
| North Carolina | 88% | $215K | 354 | 273 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Nations Lending Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Maricopa County, AZ | Mortgage lenders | 98% | 1,174 | 934 |
| Cook County, IL | Mortgage lenders | 94% | 495 | 422 |
| DeSoto County, MS | Mortgage lenders | 99% | 413 | 384 |
| Cuyahoga County, OH | Mortgage lenders | 95% | 329 | 284 |
| St. Charles County, MO | Mortgage lenders | 98% | 276 | 253 |
| Summit County, OH | Mortgage lenders | 99% | 262 | 250 |
| Jackson County, OR | Mortgage lenders | 100% | 264 | 235 |
| Hidalgo County, TX | Mortgage lenders | 97% | 265 | 234 |
| Brown County, WI | Mortgage lenders | 98% | 247 | 234 |
| Kern County, CA | Mortgage lenders | 100% | 268 | 227 |
| Stark County, OH | Mortgage lenders | 99% | 217 | 206 |
| Allen County, IN | Mortgage lenders | 97% | 219 | 188 |
The county markets where Nations Lending Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Nations Lending Corporation
What is Nations Lending Corporation's mortgage approval rate?
Nations Lending Corporation approved 94.6% of the 18,494 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.4 points above the 83.2% national rate for the same mix of loan types.
How often do borrowers take the loan Nations Lending Corporation offers?
Borrowers accepted 89% of the loans Nations Lending Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Nations Lending Corporation make?
The typical home purchase mortgage loan Nations Lending Corporation made was $275K; across all loan types its typical loan ran from $135K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Nations Lending Corporation lend?
Nations Lending Corporation decided applications in 50 of the states Fat Boy Data covers, most of them in Arizona, Texas and Ohio.
Can I apply to Nations Lending Corporation directly?
Yes. Nations Lending Corporation reports as a direct lender that takes applications from borrowers. Its website is nationslending.com.
Does this page show Nations Lending Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Nations Lending Corporation treats applications, then get a rate quote from the lender.