AgWest Farm Credit, FLCA mortgage approval rate & lending review
AgWest Farm Credit, FLCA decided 774 mortgage applications and funded 454 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions AgWest Farm Credit, FLCA reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
AgWest Farm Credit, FLCA at a glance
Approval is 13.4 points below the 83.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 67% | 259 / 389 | 85% | $615K | 221 |
| Home improvement loans | 84% | 26 / 31 | 92% | $405K | 24 |
| Refinance | 72% | 148 / 205 | 84% | $275K | 125 |
| Investment property purchase | 73% | 80 / 110 | 75% | $425K | 60 |
| Investment refinance | 68% | 26 / 38 | 88% | $305K | 23 |
AgWest Farm Credit, FLCA lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 75% | $425K | 295 | 192 |
| California | 69% | $695K | 188 | 100 |
| Washington | 56% | $625K | 161 | 78 |
| Arizona | 73% | $445K | 56 | 33 |
| Idaho | 80% | $505K | 30 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about AgWest Farm Credit, FLCA
What is AgWest Farm Credit, FLCA's mortgage approval rate?
AgWest Farm Credit, FLCA approved 69.8% of the 774 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.4 points below the 83.1% national rate for the same mix of loan types.
How often do borrowers take the loan AgWest Farm Credit, FLCA offers?
Borrowers accepted 84% of the loans AgWest Farm Credit, FLCA approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does AgWest Farm Credit, FLCA make?
The typical home purchase mortgage loan AgWest Farm Credit, FLCA made was $615K; across all loan types its typical loan ran from $275K to $615K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does AgWest Farm Credit, FLCA lend?
AgWest Farm Credit, FLCA decided applications in 14 of the states Fat Boy Data covers, most of them in Oregon, California and Washington.
Can I apply to AgWest Farm Credit, FLCA directly?
Yes. AgWest Farm Credit, FLCA reports as a direct lender that takes applications from borrowers.
Does this page show AgWest Farm Credit, FLCA's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how AgWest Farm Credit, FLCA treats applications, then get a rate quote from the lender.