Alden Credit Union mortgage approval rate & lending review
Alden Credit Union decided 282 mortgage applications and funded 230 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Alden Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Alden Credit Union at a glance
Approval is 8.4 points above the 73.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 53 / 59 | 100% | $245K | 53 |
| Home improvement loans | 77% | 86 / 111 | 99% | $35K | 85 |
| Refinance | 83% | 76 / 92 | 100% | $125K | 76 |
Alden Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 82% | $125K | 278 | 226 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Alden Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hampden County, MA | Home improvement loans | 76% | 94 | 71 |
| Hampden County, MA | Refinance | 84% | 73 | 61 |
| Hampden County, MA | Mortgage lenders | 89% | 47 | 42 |
The county markets where Alden Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Alden Credit Union
What is Alden Credit Union's mortgage approval rate?
Alden Credit Union approved 81.9% of the 282 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.4 points above the 73.5% national rate for the same mix of loan types.
How often do borrowers take the loan Alden Credit Union offers?
Borrowers accepted 100% of the loans Alden Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Alden Credit Union make?
The typical home improvement loan loan Alden Credit Union made was $35K; across all loan types its typical loan ran from $35K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Alden Credit Union lend?
Alden Credit Union decided applications in 3 of the states Fat Boy Data covers, most of them in Massachusetts, Connecticut and Rhode Island.
Can I apply to Alden Credit Union directly?
Yes. Alden Credit Union is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Alden Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Alden Credit Union treats applications, then get a rate quote from the lender.