refinance lenders · HMDA 2023–2025

Refinance lenders in Hampden County, Massachusetts

Fat Boy Data analyzed mortgage refinance activity in Hampden County, Massachusetts, home to Springfield, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,117 applications were decided by 184 lenders between 2023 and 2025.

Hampden County at a glance

184Active lenders34 with 20+ decisions
76.6%Market approval rate3,155 of 4,117 decided
$125KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,950 loans funded

How Hampden County compares

Approval rate compared
Hampden County76.6%Massachusetts77.5%All 616 counties76.5%
Typical loan compared
Hampden County$125KMassachusetts$225KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Hampden County, MA, 379 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 95% of 118.

The typical mortgage refinance here is $125K, 44% smaller than the Massachusetts typical of $225K.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%One lender: 27% approved of 79One lender: 39% approved of 44One lender: 59% approved of 29One lender: 60% approved of 20One lender: 61% approved of 51One lender: 64% approved of 61TD Bank, National Association: 65% approved of 180One lender: 65% approved of 123Citizens Bank, National Association: 67% approved of 589One lender: 69% approved of 103One lender: 70% approved of 106One lender: 72% approved of 50One lender: 74% approved of 34One lender: 75% approved of 28One lender: 76% approved of 37One lender: 76% approved of 25Manufacturers and Traders Trust Company: 77% approved of 278One lender: 78% approved of 23One lender: 80% approved of 20One lender: 80% approved of 20One lender: 81% approved of 157One lender: 81% approved of 42One lender: 83% approved of 23One lender: 83% approved of 24One lender: 84% approved of 73PeoplesBank: 84% approved of 318One lender: 85% approved of 92One lender: 85% approved of 103One lender: 86% approved of 111One lender: 88% approved of 83Westfield Bank: 90% approved of 431One lender: 90% approved of 21One lender: 92% approved of 39One lender: 95% approved of 118

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Hampden County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association67%394 / 58996%$135K379
2Westfield Bank90%389 / 43196%$105K372
3PeoplesBank84%267 / 31898%$95K262
4Manufacturers and Traders Trust Company77%215 / 27892%$105K198
5TD Bank, National Association65%117 / 18099%$105K116

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 179 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Hampden County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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