Lender profile · HMDA 2023–2025
Allegacy Federal Credit Union mortgage approval rates & lending data
Allegacy Federal Credit Union decided 3,668 mortgage applications and funded 2,964 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 583 / 653 | 98% | $275K | 572 |
| Home improvement loans | 78% | 1,111 / 1,423 | 99% | $85K | 1,100 |
| Cash-out refinance | 85% | 121 / 143 | 97% | $155K | 117 |
| Refinance | 83% | 1,100 / 1,331 | 99% | $105K | 1,085 |
| Investment property purchase | 93% | 57 / 61 | 100% | $175K | 57 |
Allegacy Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 82% | $105K | 3,201 | 2,601 |
| Georgia | 84% | $105K | 130 | 108 |
| South Carolina | 82% | $175K | 98 | 79 |
| Florida | 68% | $165K | 63 | 43 |
| New Jersey | 81% | $205K | 43 | 34 |
| Pennsylvania | 82% | $75K | 28 | 23 |
| Virginia | 84% | $155K | 25 | 21 |
| New York | 56% | $95K | 18 | 10 |
| Maryland | 88% | $125K | 16 | 14 |
| California | 79% | $65K | 14 | 11 |
| District of Columbia | 100% | $165K | 5 | 4 |
| Illinois | 80% | $75K | 5 | 4 |
| Connecticut | 25% | $285K | 4 | 1 |
| Indiana | 100% | $35K | 4 | 4 |
| Alabama | 50% | $415K | 2 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.