HomeNorth CarolinaForsyth CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Forsyth County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Forsyth County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,584 applications were decided by 206 lenders between 2023 and 2025.

Forsyth County at a glance

206Active lenders33 with 20+ decisions
66.7%Market approval rate3,059 of 4,584 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,877 loans funded

How Forsyth County compares

Approval rate compared
Forsyth County66.7%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Forsyth County$155KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Forsyth County, NC, 834 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Atlantic Bay Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

The typical cash-out refinance here is $155K, 21% smaller than the North Carolina typical of $195K.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 19% approved of 74Spring Eq, LLC: 23% approved of 22Amerisave Mortgage Corporation: 34% approved of 296Lakeview Loan Servicing, LLC: 38% approved of 82Village Capital & Investment LLC: 49% approved of 49New Day Financial, LLC: 49% approved of 118Carrington Mortgage Services, LLC: 50% approved of 133Wells Fargo Bank, National Association: 52% approved of 118Newrez LLC: 54% approved of 112Mutual of Omaha Mortgage, Inc.: 54% approved of 41Navy Federal Credit Union: 55% approved of 44Truliant Federal Credit Union: 57% approved of 293Loandepot.Com, LLC: 59% approved of 177American Financing Corporation: 59% approved of 32State Employees': 63% approved of 141New American Funding, LLC: 66% approved of 50The Federal Savings Bank: 69% approved of 32Freedom Mortgage Corporation: 70% approved of 139Flagstar Bank, National Association: 70% approved of 27Prosperity Home Mortgage, LLC: 71% approved of 24United Wholesale Mortgage, LLC: 71% approved of 245Fairway Independent Mortgage Corporation: 76% approved of 25Pennymac Loan Services, LLC: 77% approved of 69GoodLeap, LLC: 80% approved of 84JPMorgan Chase Bank, National Association: 80% approved of 25Nationstar Mortgage LLC: 81% approved of 121Truist Bank: 81% approved of 53Rocket Mortgage, LLC: 82% approved of 1,057Piedmont Federal Savings Bank: 86% approved of 29Allegacy Federal Credit Union: 87% approved of 68Movement Mortgage, LLC: 92% approved of 37Reliance First Capital, LLC: 93% approved of 61Atlantic Bay Mortgage Group, L.L.C.: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Forsyth County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%866 / 1,05796%$155K834
2Amerisave Mortgage Corporation34%102 / 29698%$125K100
3Truliant Federal Credit Union57%167 / 29393%$105K156
4United Wholesale Mortgage, LLCBroker only71%174 / 24594%$215K164
5Loandepot.Com, LLC59%104 / 17799%$175K103

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 201 more lenders.

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