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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Forsyth County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Forsyth County, North Carolina, home to Winston-Salem, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,584 applications were decided by 206 lenders between 2023 and 2025.

Forsyth County at a glance

206Active lenders33 with 20+ decisions
66.7%Market approval rate3,059 of 4,584 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,877 loans funded

How Forsyth County compares

Approval rate compared
Forsyth County66.7%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Forsyth County$155KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Forsyth County, NC, 834 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Atlantic Bay Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

The typical cash-out refinance here is $155K, 21% smaller than the North Carolina typical of $195K.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 74One lender: 23% approved of 22Amerisave Mortgage Corporation: 34% approved of 296One lender: 38% approved of 82One lender: 49% approved of 49One lender: 49% approved of 118One lender: 50% approved of 133One lender: 52% approved of 118One lender: 54% approved of 112One lender: 54% approved of 41One lender: 55% approved of 44Truliant Federal Credit Union: 57% approved of 293Loandepot.Com, LLC: 59% approved of 177One lender: 59% approved of 32One lender: 63% approved of 141One lender: 66% approved of 50One lender: 69% approved of 32One lender: 70% approved of 139One lender: 70% approved of 27One lender: 71% approved of 24United Wholesale Mortgage, LLC: 71% approved of 245One lender: 76% approved of 25One lender: 77% approved of 69One lender: 80% approved of 84One lender: 80% approved of 25One lender: 81% approved of 121One lender: 81% approved of 53Rocket Mortgage, LLC: 82% approved of 1,057One lender: 86% approved of 29One lender: 87% approved of 68One lender: 92% approved of 37One lender: 93% approved of 61One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Forsyth County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%866 / 1,05796%$155K834
2Amerisave Mortgage Corporation34%102 / 29698%$125K100
3Truliant Federal Credit Union57%167 / 29393%$105K156
4United Wholesale Mortgage, LLCBroker only71%174 / 24594%$215K164
5Loandepot.Com, LLC59%104 / 17799%$175K103

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 201 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Forsyth County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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