refinance lenders · HMDA 2023–2025

Refinance lenders in Guilford County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Guilford County, North Carolina, home to Greensboro, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,330 applications were decided by 213 lenders between 2023 and 2025.

Guilford County at a glance

213Active lenders35 with 20+ decisions
73.8%Market approval rate3,932 of 5,330 decided
$145KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,644 loans funded

How Guilford County compares

Approval rate compared
Guilford County73.8%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Guilford County$145KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Guilford County, NC, 627 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

The typical mortgage refinance here is $145K, 29% smaller than the North Carolina typical of $205K.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%One lender: 26% approved of 105One lender: 53% approved of 36One lender: 62% approved of 63One lender: 63% approved of 51Truliant Federal Credit Union: 65% approved of 725One lender: 66% approved of 139One lender: 66% approved of 151One lender: 67% approved of 39Truist Bank: 69% approved of 440One lender: 70% approved of 30One lender: 71% approved of 24One lender: 71% approved of 24State Employees': 71% approved of 897One lender: 71% approved of 62One lender: 73% approved of 84First-Citizens Bank & Trust Company: 74% approved of 276One lender: 77% approved of 39One lender: 79% approved of 62Rocket Mortgage, LLC: 81% approved of 246One lender: 81% approved of 21One lender: 81% approved of 228One lender: 83% approved of 42One lender: 84% approved of 25One lender: 85% approved of 60One lender: 86% approved of 35One lender: 89% approved of 127One lender: 92% approved of 87One lender: 92% approved of 91One lender: 94% approved of 31One lender: 94% approved of 33One lender: 95% approved of 37One lender: 95% approved of 22One lender: 97% approved of 160One lender: 97% approved of 39One lender: 100% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Guilford County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'71%636 / 89799%$95K627
2Truliant Federal Credit Union65%470 / 72595%$105K447
3Truist Bank69%302 / 44088%$105K266
4First-Citizens Bank & Trust Company74%204 / 27692%$175K187
5Rocket Mortgage, LLC81%199 / 24694%$255K188

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 208 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Guilford County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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