refinance lenders · HMDA 2023–2025

Refinance lenders in Forsyth County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Forsyth County, North Carolina, home to Winston-Salem, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,241 applications were decided by 209 lenders between 2023 and 2025.

Forsyth County at a glance

209Active lenders29 with 20+ decisions
75.1%Market approval rate3,185 of 4,241 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,002 loans funded

How Forsyth County compares

Approval rate compared
Forsyth County75.1%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Forsyth County$105KNorth Carolina$205KAll 616 counties$295K

What the data shows

Allegacy Federal Credit Union made the most mortgage refinances in Forsyth County, NC, 517 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 146.

The typical mortgage refinance here is $105K, 49% smaller than the North Carolina typical of $205K.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%One lender: 31% approved of 64One lender: 42% approved of 55One lender: 58% approved of 73One lender: 62% approved of 34Truliant Federal Credit Union: 62% approved of 546One lender: 63% approved of 108One lender: 64% approved of 53One lender: 68% approved of 25Truist Bank: 68% approved of 247One lender: 70% approved of 30State Employees': 71% approved of 531One lender: 74% approved of 47One lender: 75% approved of 20One lender: 77% approved of 197One lender: 77% approved of 22One lender: 79% approved of 47One lender: 80% approved of 102Allegacy Federal Credit Union: 84% approved of 626One lender: 85% approved of 20Rocket Mortgage, LLC: 85% approved of 229One lender: 86% approved of 29One lender: 86% approved of 148One lender: 89% approved of 72One lender: 90% approved of 21One lender: 91% approved of 22One lender: 95% approved of 20One lender: 95% approved of 61One lender: 97% approved of 29One lender: 97% approved of 146

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Forsyth County

LenderApprovalApprovedTaken upTypical loanLoans made
1Allegacy Federal Credit Union84%527 / 62698%$105K517
2Truliant Federal Credit Union62%338 / 54696%$95K325
3State Employees'71%379 / 53199%$105K376
4Truist Bank68%169 / 24796%$105K162
5Rocket Mortgage, LLC85%195 / 22992%$235K180

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 204 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Forsyth County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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