Alliance Bank mortgage approval rate & lending review
Alliance Bank decided 257 mortgage applications and funded 153 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Alliance Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Alliance Bank at a glance
Approval is 2.9 points below the 82.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 144 / 161 | 75% | $405K | 108 |
| Investment property purchase | 93% | 27 / 29 | 67% | $275K | 18 |
Alliance Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 80% | $405K | 257 | 153 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Alliance Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hunt County, TX | Mortgage lenders | 88% | 66 | 42 |
| Rockwall County, TX | Mortgage lenders | 89% | 35 | 20 |
The county markets where Alliance Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Alliance Bank
What is Alliance Bank's mortgage approval rate?
Alliance Bank approved 79.8% of the 257 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.9 points below the 82.6% national rate for the same mix of loan types.
How often do borrowers take the loan Alliance Bank offers?
Borrowers accepted 75% of the loans Alliance Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Alliance Bank make?
The typical home purchase mortgage loan Alliance Bank made was $405K; across all loan types its typical loan ran from $275K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Alliance Bank lend?
Alliance Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Texas.
Can I apply to Alliance Bank directly?
Yes. Alliance Bank is a bank or credit union with 39 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Alliance Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Alliance Bank treats applications, then get a rate quote from the lender.