Alliance Community Bank mortgage approval rate & lending review
Alliance Community Bank decided 500 mortgage applications and funded 474 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Alliance Community Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Alliance Community Bank at a glance
Approval is 12.6 points above the 84.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 107 / 113 | 91% | $145K | 97 |
| Refinance | 89% | 24 / 27 | 88% | $185K | 21 |
| Investment property purchase | 100% | 276 / 276 | 100% | $95K | 276 |
| Investment refinance | 98% | 58 / 59 | 100% | $105K | 58 |
Alliance Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 97% | $95K | 500 | 474 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Alliance Community Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Sangamon County, IL | Investment property purchase | 100% | 272 | 272 |
| Sangamon County, IL | Mortgage lenders | 95% | 110 | 95 |
| Sangamon County, IL | Investment refinance | 98% | 58 | 57 |
| Sangamon County, IL | Refinance | 89% | 27 | 21 |
The county markets where Alliance Community Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Alliance Community Bank
What is Alliance Community Bank's mortgage approval rate?
Alliance Community Bank approved 97.4% of the 500 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.6 points above the 84.8% national rate for the same mix of loan types.
How often do borrowers take the loan Alliance Community Bank offers?
Borrowers accepted 97% of the loans Alliance Community Bank approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Alliance Community Bank make?
The typical investment property mortgage loan Alliance Community Bank made was $95K; across all loan types its typical loan ran from $95K to $185K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Alliance Community Bank lend?
Alliance Community Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Illinois.
Can I apply to Alliance Community Bank directly?
Yes. Alliance Community Bank is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Alliance Community Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Alliance Community Bank treats applications, then get a rate quote from the lender.