Home›Illinois›Sangamon County›Investment property purchase
investment property lenders · HMDA 2023–2025

Investment property lenders in Sangamon County, Illinois

Fat Boy Data analyzed investment property mortgage activity in Sangamon County, Illinois, home to Springfield, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,503 applications were decided by 120 lenders between 2023 and 2025.

Sangamon County at a glance

120Active lenders16 with 20+ decisions
95.9%Market approval rate1,442 of 1,503 decided
$95KTypical loanmedian lender, $10K brackets
98%Borrower take-up1,419 loans funded

How Sangamon County compares

Approval rate compared
Sangamon County95.9%Illinois88.1%All 616 counties87.5%
Typical loan compared
Sangamon County$95KIllinois$195KAll 616 counties$255K

What the data shows

Alliance Community Bank made the most investment property mortgages in Sangamon County, IL, 272 of them.

Alliance Community Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 272.

Lenders approved 95.9% of investment property mortgage applications in Sangamon County, IL, 7.9 percentage points above the Illinois rate of 88.1%.

The typical investment property mortgage here is $95K, 51% smaller than the Illinois typical of $195K.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%One lender: 87% approved of 31One lender: 90% approved of 21One lender: 95% approved of 22One lender: 96% approved of 45One lender: 96% approved of 28Prairie State Bank and Trust: 96% approved of 85Bank of Springfield: 97% approved of 136United Community Bank: 97% approved of 116INB, National Association: 98% approved of 195One lender: 98% approved of 64One lender: 99% approved of 68Alliance Community Bank: 100% approved of 272One lender: 100% approved of 55One lender: 100% approved of 34One lender: 100% approved of 31One lender: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Sangamon County

LenderApprovalApprovedTaken upTypical loanLoans made
1Alliance Community Bank100%272 / 272100%$95K272
2INB, National Association98%191 / 19597%$85K186
3Bank of Springfield97%132 / 136100%$115K132
4United Community Bank97%113 / 11699%$105K112
5Prairie State Bank and Trust96%82 / 85100%$125K82

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 115 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Sangamon County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Sangamon County

Other lending data for Sangamon County

Nearby markets