Refinance lenders in Sangamon County, Illinois
Fat Boy Data analyzed mortgage refinance activity in Sangamon County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,463 applications were decided by 113 lenders between 2023 and 2025.
Sangamon County at a glance
How Sangamon County compares
What the data shows
United Community Bank made the most mortgage refinances in Sangamon County, IL, 299 of them.
Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 98% of 48.
Lenders approved 87.4% of mortgage refinance applications in Sangamon County, IL, 8.6 percentage points above the Illinois rate of 78.8%.
The typical mortgage refinance here is $105K, 63% smaller than the Illinois typical of $285K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Sangamon County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Community Bank | 91% | 300 / 331 | 100% | $55K | 299 |
| 2 | Morton Community Bank | 96% | 96 / 100 | 98% | $55K | 94 |
| 3 | PNC Bank, National Association | 85% | 75 / 88 | 95% | $105K | 71 |
| 4 | Citizens Equity First Credit Union | 89% | 76 / 85 | 100% | $65K | 76 |
| 5 | INB, National Association | 89% | 56 / 63 | 96% | $185K | 54 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 108 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Sangamon County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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