Refinance lenders in Sangamon County, Illinois
Fat Boy Data analyzed mortgage refinance activity in Sangamon County, Illinois, home to Springfield, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,463 applications were decided by 113 lenders between 2023 and 2025.
Sangamon County at a glance
How Sangamon County compares
What the data shows
United Community Bank made the most mortgage refinances in Sangamon County, IL, 299 of them.
Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 98% of 48.
Lenders approved 87.4% of mortgage refinance applications in Sangamon County, IL, 8.6 percentage points above the Illinois rate of 78.8%.
The typical mortgage refinance here is $105K, 63% smaller than the Illinois typical of $285K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Refinance lenders in Sangamon County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Community Bank | 91% | 300 / 331 | 100% | $55K | 299 |
| 2 | Morton Community Bank | 96% | 96 / 100 | 98% | $55K | 94 |
| 3 | PNC Bank, National Association | 85% | 75 / 88 | 95% | $105K | 71 |
| 4 | Citizens Equity First Credit Union | 89% | 76 / 85 | 100% | $65K | 76 |
| 5 | INB, National Association | 89% | 56 / 63 | 96% | $185K | 54 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 108 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest mortgage refinance lenders in Sangamon County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
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- Branch count and application options
- How easy each lender is to reach
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