Home›Illinois›Sangamon County›Mortgage lenders
mortgage lenders · HMDA 2023–2025

Mortgage lenders in Sangamon County, Illinois

Fat Boy Data analyzed home purchase mortgage activity in Sangamon County, Illinois, home to Springfield, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,122 applications were decided by 242 lenders between 2023 and 2025.

Sangamon County at a glance

242Active lenders41 with 20+ decisions
89.0%Market approval rate6,337 of 7,122 decided
$165KTypical loanmedian lender, $10K brackets
98%Borrower take-up6,193 loans funded

How Sangamon County compares

Approval rate compared
Sangamon County89.0%Illinois89.1%All 616 counties87.6%
Typical loan compared
Sangamon County$165KIllinois$285KAll 616 counties$335K

What the data shows

INB, National Association made the most home purchase mortgages in Sangamon County, IL, 1,095 of them.

Affordable Mortgage Advisors, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 143.

The typical home purchase mortgage here is $165K, 42% smaller than the Illinois typical of $285K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 272One lender: 27% approved of 33One lender: 28% approved of 50One lender: 32% approved of 173One lender: 75% approved of 40One lender: 81% approved of 27One lender: 82% approved of 45One lender: 83% approved of 35One lender: 84% approved of 74One lender: 86% approved of 139One lender: 87% approved of 173One lender: 89% approved of 97One lender: 89% approved of 28One lender: 90% approved of 164One lender: 90% approved of 39One lender: 90% approved of 21One lender: 91% approved of 65One lender: 92% approved of 111One lender: 92% approved of 63One lender: 93% approved of 81One lender: 93% approved of 55One lender: 93% approved of 69Heartland Bank And Trust Company: 93% approved of 291One lender: 95% approved of 110One lender: 95% approved of 133One lender: 95% approved of 179One lender: 96% approved of 45One lender: 96% approved of 234One lender: 96% approved of 211One lender: 96% approved of 25United Community Bank: 96% approved of 463INB, National Association: 96% approved of 1,141Bank of Springfield: 97% approved of 734One lender: 97% approved of 62One lender: 97% approved of 130One lender: 98% approved of 41One lender: 98% approved of 93One lender: 98% approved of 48Flat Branch Mortgage, Inc.: 98% approved of 297One lender: 98% approved of 280One lender: 99% approved of 143

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Sangamon County

LenderApprovalApprovedTaken upTypical loanLoans made
1INB, National Association96%1,100 / 1,141100%$185K1,095
2Bank of Springfield97%710 / 734100%$195K708
3United Community Bank96%446 / 463100%$155K445
4Flat Branch Mortgage, Inc.98%291 / 297100%$165K291
5Heartland Bank And Trust Company93%272 / 29195%$145K258

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 237 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Sangamon County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Sangamon County

Other lending data for Sangamon County

Nearby markets