Allsouth Federal Credit Union mortgage approval rate & lending review
Allsouth Federal Credit Union decided 787 mortgage applications and funded 517 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Allsouth Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Allsouth Federal Credit Union at a glance
Approval is 7.2 points below the 73.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 77% | 188 / 243 | 100% | $225K | 188 |
| Home improvement loans | 54% | 147 / 270 | 99% | $45K | 146 |
| Cash-out refinance | 69% | 137 / 198 | 100% | $135K | 137 |
| Refinance | 60% | 26 / 43 | 100% | $155K | 26 |
Allsouth Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 66% | $135K | 787 | 517 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Allsouth Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Richland County, SC | Mortgage lenders | 75% | 126 | 94 |
| Richland County, SC | Cash-out refinance | 69% | 121 | 84 |
| Richland County, SC | Home improvement loans | 51% | 155 | 79 |
| Lexington County, SC | Mortgage lenders | 84% | 92 | 77 |
| Lexington County, SC | Home improvement loans | 63% | 102 | 64 |
| Lexington County, SC | Cash-out refinance | 73% | 67 | 49 |
| Richland County, SC | Refinance | 67% | 24 | 16 |
The county markets where Allsouth Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Allsouth Federal Credit Union
What is Allsouth Federal Credit Union's mortgage approval rate?
Allsouth Federal Credit Union approved 65.8% of the 787 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.2 points below the 73.0% national rate for the same mix of loan types.
How often do borrowers take the loan Allsouth Federal Credit Union offers?
Borrowers accepted 100% of the loans Allsouth Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Allsouth Federal Credit Union make?
The typical home improvement loan loan Allsouth Federal Credit Union made was $45K; across all loan types its typical loan ran from $45K to $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Allsouth Federal Credit Union lend?
Allsouth Federal Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in South Carolina.
Can I apply to Allsouth Federal Credit Union directly?
Yes. Allsouth Federal Credit Union is a bank or credit union with 22 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Allsouth Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Allsouth Federal Credit Union treats applications, then get a rate quote from the lender.