HomeSouth CarolinaRichland CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Richland County, South Carolina

Fat Boy Data analyzed cash-out refinance activity in Richland County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,553 applications were decided by 214 lenders between 2023 and 2025.

Richland County at a glance

214Active lenders38 with 20+ decisions
62.6%Market approval rate3,477 of 5,553 decided
$155KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,222 loans funded

How Richland County compares

Approval rate compared
Richland County62.6%South Carolina69.0%All 616 counties68.2%
Typical loan compared
Richland County$155KSouth Carolina$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Richland County, SC, 776 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 55.

Lenders approved 62.6% of cash-out refinance applications in Richland County, SC, 6.3 percentage points below the South Carolina rate of 69.0%.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 15% approved of 156Amerisave Mortgage Corporation: 22% approved of 312American Financing Corporation: 30% approved of 33Lakeview Loan Servicing, LLC: 31% approved of 55Carrington Mortgage Services, LLC: 33% approved of 186Newrez LLC: 36% approved of 204USAA Federal Savings Bank: 37% approved of 27New Day Financial, LLC: 40% approved of 252Mutual of Omaha Mortgage, Inc.: 44% approved of 54Lower, LLC: 48% approved of 29Loandepot.Com, LLC: 51% approved of 242Navy Federal Credit Union: 52% approved of 130Village Capital & Investment LLC: 52% approved of 122Founders Federal Credit Union: 54% approved of 35Flagstar Bank, National Association: 59% approved of 22Wells Fargo Bank, National Association: 60% approved of 95Equity Prime Mortgage LLC: 62% approved of 29Onity Mortgage Corporation: 62% approved of 24Safe Federal Credit Union: 63% approved of 172Sun West Mortgage Company, Inc.: 64% approved of 25Freedom Mortgage Corporation: 67% approved of 227New American Funding, LLC: 68% approved of 81Allsouth Federal Credit Union: 69% approved of 121Ameris Bank: 72% approved of 25The Federal Savings Bank: 72% approved of 54S. C. State Federal Credit Union: 73% approved of 98GoodLeap, LLC: 74% approved of 87Pennymac Loan Services, LLC: 74% approved of 135United Wholesale Mortgage, LLC: 74% approved of 321Rocket Mortgage, LLC: 79% approved of 1,017South Carolina Federal Credit Union: 81% approved of 54Crosscountry Mortgage, LLC: 81% approved of 27Nationstar Mortgage LLC: 85% approved of 128JPMorgan Chase Bank, National Association: 88% approved of 26Guild Mortgage Company LLC: 89% approved of 163Clearpath Lending: 91% approved of 22Reliance First Capital, LLC: 98% approved of 46Movement Mortgage, LLC: 98% approved of 55

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Richland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%800 / 1,01797%$155K776
2United Wholesale Mortgage, LLCBroker only74%238 / 32195%$225K227
3Amerisave Mortgage Corporation22%70 / 31297%$145K68
4New Day Financial, LLC40%101 / 25288%$215K89
5Loandepot.Com, LLC51%123 / 24298%$185K120

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 209 more lenders.

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