Altana Federal Credit Union mortgage approval rate & lending review
Altana Federal Credit Union decided 502 mortgage applications and funded 417 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Altana Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Altana Federal Credit Union at a glance
Approval is 13.5 points above the 71.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 75 / 85 | 97% | $235K | 73 |
| Home improvement loans | 83% | 211 / 255 | 97% | $75K | 205 |
| Refinance | 82% | 98 / 119 | 100% | $145K | 98 |
Altana Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Montana | 85% | $135K | 502 | 417 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Altana Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Yellowstone County, MT | Home improvement loans | 83% | 248 | 201 |
| Yellowstone County, MT | Refinance | 84% | 117 | 98 |
| Yellowstone County, MT | Mortgage lenders | 89% | 80 | 69 |
The county markets where Altana Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Altana Federal Credit Union
What is Altana Federal Credit Union's mortgage approval rate?
Altana Federal Credit Union approved 84.7% of the 502 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.5 points above the 71.1% national rate for the same mix of loan types.
How often do borrowers take the loan Altana Federal Credit Union offers?
Borrowers accepted 98% of the loans Altana Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Altana Federal Credit Union make?
The typical home improvement loan loan Altana Federal Credit Union made was $75K; across all loan types its typical loan ran from $75K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Altana Federal Credit Union lend?
Altana Federal Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Montana.
Can I apply to Altana Federal Credit Union directly?
Yes. Altana Federal Credit Union is a bank or credit union with 11 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Altana Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Altana Federal Credit Union treats applications, then get a rate quote from the lender.