Lender profile · HMDA 2023–2025
Opportunity Bank of Montana mortgage approval rates & lending data
Opportunity Bank of Montana decided 1,579 mortgage applications and funded 1,444 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 928 / 967 | 99% | $295K | 915 |
| Home improvement loans | 84% | 210 / 250 | 99% | $65K | 207 |
| Cash-out refinance | 81% | 30 / 37 | 100% | $385K | 30 |
| Refinance | 91% | 100 / 110 | 98% | $115K | 98 |
| Investment property purchase | 95% | 146 / 154 | 98% | $375K | 143 |
| Investment home improvement | 88% | 35 / 40 | 97% | $105K | 34 |
Opportunity Bank of Montana lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Montana | 93% | $295K | 1,527 | 1,395 |
| Washington | 97% | $535K | 29 | 27 |
| Arizona | 90% | $325K | 10 | 9 |
| Colorado | 100% | $295K | 4 | 4 |
| Oregon | 100% | $355K | 4 | 4 |
| Idaho | 100% | $475K | 3 | 3 |
| North Dakota | 100% | $145K | 1 | 1 |
| South Dakota | 100% | $295K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.