Stockman Bank of Montana mortgage approval rate & lending review
Stockman Bank of Montana decided 2,589 mortgage applications and funded 2,346 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Stockman Bank of Montana reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Stockman Bank of Montana at a glance
Approval is 12.5 points above the 80.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,253 / 1,325 | 98% | $295K | 1,232 |
| Home improvement loans | 89% | 335 / 375 | 96% | $75K | 322 |
| Cash-out refinance | 83% | 77 / 93 | 99% | $315K | 76 |
| Refinance | 93% | 307 / 330 | 96% | $145K | 294 |
| Investment property purchase | 96% | 291 / 302 | 95% | $345K | 276 |
| Investment refinance | 96% | 101 / 105 | 95% | $175K | 96 |
| Investment home improvement | 89% | 42 / 47 | 100% | $75K | 42 |
Stockman Bank of Montana lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Montana | 93% | $295K | 2,570 | 2,328 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Stockman Bank of Montana lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Yellowstone County, MT | Mortgage lenders | 95% | 687 | 642 |
| Gallatin County, MT | Mortgage lenders | 97% | 344 | 327 |
| Missoula County, MT | Mortgage lenders | 95% | 203 | 190 |
| Yellowstone County, MT | Home improvement loans | 93% | 166 | 147 |
| Yellowstone County, MT | Refinance | 94% | 161 | 146 |
| Yellowstone County, MT | Investment property purchase | 100% | 130 | 125 |
| Gallatin County, MT | Home improvement loans | 84% | 116 | 92 |
| Gallatin County, MT | Refinance | 94% | 98 | 89 |
| Flathead County, MT | Mortgage lenders | 82% | 89 | 71 |
| Gallatin County, MT | Investment property purchase | 95% | 66 | 61 |
| Missoula County, MT | Home improvement loans | 97% | 58 | 55 |
| Missoula County, MT | Investment property purchase | 89% | 57 | 49 |
The county markets where Stockman Bank of Montana made the most loans. Each link opens that market with every lender ranked.
Questions about Stockman Bank of Montana
What is Stockman Bank of Montana's mortgage approval rate?
Stockman Bank of Montana approved 93.2% of the 2,589 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.5 points above the 80.7% national rate for the same mix of loan types.
How often do borrowers take the loan Stockman Bank of Montana offers?
Borrowers accepted 97% of the loans Stockman Bank of Montana approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Stockman Bank of Montana make?
The typical home purchase mortgage loan Stockman Bank of Montana made was $295K; across all loan types its typical loan ran from $75K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Stockman Bank of Montana lend?
Stockman Bank of Montana decided applications in 9 of the states Fat Boy Data covers, most of them in Montana, Arizona and Idaho.
Can I apply to Stockman Bank of Montana directly?
Yes. Stockman Bank of Montana is a bank or credit union with 47 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Stockman Bank of Montana's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Stockman Bank of Montana treats applications, then get a rate quote from the lender.