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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Yellowstone County, Montana

Fat Boy Data analyzed home improvement loan activity in Yellowstone County, Montana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,416 applications were decided by 47 lenders between 2023 and 2025.

Yellowstone County at a glance

47Active lenders12 with 20+ decisions
75.0%Market approval rate1,062 of 1,416 decided
$55KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,029 loans funded

How Yellowstone County compares

Approval rate compared
Yellowstone County75.0%Montana72.2%All 616 counties62.7%
Typical loan compared
Yellowstone County$55KMontana$75KAll 616 counties$75K

What the data shows

Valley Financial Credit Union made the most home improvement loans in Yellowstone County, MT, 212 of them.

Stockman Bank of Montana approved the highest share of applications among lenders with at least 20 decisions here, 93% of 166.

The typical home improvement loan here is $55K, 27% smaller than the Montana typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 31% approved of 42Bank of America, National Association: 36% approved of 28Mountain America Federal Credit Union: 44% approved of 63U.S. Bank National Association: 54% approved of 89Spring Eq, LLC: 60% approved of 20First Interstate Bank: 68% approved of 112Navy Federal Credit Union: 70% approved of 23Glacier Bank: 78% approved of 155Valley Financial Credit Union: 79% approved of 267Altana Federal Credit Union: 83% approved of 248Opportunity Bank of Montana: 85% approved of 86Stockman Bank of Montana: 93% approved of 166

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Yellowstone County

LenderApprovalApprovedTaken upTypical loanLoans made
1Valley Financial Credit Union79%212 / 267100%$55K212
2Altana Federal Credit Union83%207 / 24897%$75K201
3Stockman Bank of Montana93%154 / 16695%$65K147
4Glacier Bank78%121 / 15598%$55K118
5First Interstate Bank68%76 / 11299%$55K75

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 42 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Yellowstone County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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