refinance lenders · HMDA 2023–2025

Refinance lenders in Yellowstone County, Montana

Fat Boy Data analyzed mortgage refinance activity in Yellowstone County, Montana, home to Billings, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,434 applications were decided by 117 lenders between 2023 and 2025.

Yellowstone County at a glance

117Active lenders18 with 20+ decisions
82.8%Market approval rate1,187 of 1,434 decided
$255KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,121 loans funded

How Yellowstone County compares

Approval rate compared
Yellowstone County82.8%Montana82.2%All 616 counties76.5%
Typical loan compared
Yellowstone County$255KMontana$315KAll 616 counties$295K

What the data shows

Stockman Bank of Montana made the most mortgage refinances in Yellowstone County, MT, 146 of them.

Village Capital & Investment LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

The typical mortgage refinance here is $255K, 19% smaller than the Montana typical of $315K.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%One lender: 25% approved of 36One lender: 43% approved of 47One lender: 79% approved of 28One lender: 79% approved of 33Glacier Bank: 80% approved of 79One lender: 83% approved of 29One lender: 84% approved of 61Altana Federal Credit Union: 84% approved of 117One lender: 84% approved of 31Rocket Mortgage, LLC: 85% approved of 84One lender: 85% approved of 54One lender: 89% approved of 35One lender: 90% approved of 52United Wholesale Mortgage, LLC: 91% approved of 94Stockman Bank of Montana: 94% approved of 161One lender: 97% approved of 37One lender: 98% approved of 62One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Yellowstone County

LenderApprovalApprovedTaken upTypical loanLoans made
1Stockman Bank of Montana94%151 / 16197%$95K146
2Altana Federal Credit Union84%98 / 117100%$145K98
3United Wholesale Mortgage, LLCBroker only91%86 / 9494%$365K81
4Rocket Mortgage, LLC85%71 / 8493%$325K66
5Glacier Bank80%63 / 7997%$85K61

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 112 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Yellowstone County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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