Amerant Mortgage, LLC mortgage approval rate & lending review
Amerant Mortgage, LLC decided 3,021 mortgage applications and funded 2,341 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Amerant Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to amerantbank.com.
Amerant Mortgage, LLC at a glance
Approval is 6.3 points below the 84.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 84% | 1,402 / 1,667 | 100% | $435K | 1,395 |
| Cash-out refinance | 73% | 109 / 150 | 97% | $405K | 106 |
| Refinance | 70% | 170 / 243 | 97% | $405K | 165 |
| Investment property purchase | 75% | 575 / 766 | 97% | $255K | 559 |
| Investment cash-out refinance | 54% | 58 / 108 | 100% | $215K | 58 |
| Investment refinance | 71% | 61 / 86 | 95% | $235K | 58 |
Amerant Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 75% | $455K | 990 | 734 |
| Massachusetts | 85% | $465K | 736 | 620 |
| New Hampshire | 85% | $395K | 202 | 169 |
| Texas | 73% | $205K | 176 | 124 |
| Missouri | 86% | $265K | 173 | 148 |
| Pennsylvania | 77% | $195K | 88 | 67 |
| Connecticut | 76% | $275K | 82 | 59 |
| Illinois | 68% | $195K | 71 | 46 |
| Georgia | 72% | $225K | 58 | 41 |
| Arizona | 93% | $595K | 45 | 42 |
| North Carolina | 77% | $285K | 44 | 33 |
| Colorado | 80% | $415K | 40 | 32 |
| Rhode Island | 79% | $435K | 34 | 27 |
| Ohio | 72% | $185K | 32 | 23 |
| Vermont | 97% | $425K | 31 | 30 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Amerant Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bristol County, MA | Mortgage lenders | 81% | 128 | 104 |
| Essex County, MA | Mortgage lenders | 85% | 92 | 78 |
| Rockingham County, NH | Mortgage lenders | 94% | 64 | 60 |
| Hillsborough County, NH | Mortgage lenders | 83% | 47 | 39 |
| Barnstable County, MA | Mortgage lenders | 94% | 32 | 30 |
| Luzerne County, PA | Mortgage lenders | 81% | 32 | 25 |
| Lackawanna County, PA | Mortgage lenders | 79% | 24 | 19 |
| Hillsborough County, NH | Refinance | 78% | 23 | 17 |
The county markets where Amerant Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Amerant Mortgage, LLC
What is Amerant Mortgage, LLC's mortgage approval rate?
Amerant Mortgage, LLC approved 78.6% of the 3,021 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.3 points below the 84.9% national rate for the same mix of loan types.
How often do borrowers take the loan Amerant Mortgage, LLC offers?
Borrowers accepted 99% of the loans Amerant Mortgage, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Amerant Mortgage, LLC make?
The typical home purchase mortgage loan Amerant Mortgage, LLC made was $435K; across all loan types its typical loan ran from $215K to $435K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Amerant Mortgage, LLC lend?
Amerant Mortgage, LLC decided applications in 35 of the states Fat Boy Data covers, most of them in Florida, Massachusetts and New Hampshire.
Can I apply to Amerant Mortgage, LLC directly?
Yes. Amerant Mortgage, LLC reports as a direct lender that takes applications from borrowers. Its website is amerantbank.com.
Does this page show Amerant Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Amerant Mortgage, LLC treats applications, then get a rate quote from the lender.