Amwest Funding Corp. mortgage approval rate & lending review
Amwest Funding Corp. decided 30,814 mortgage applications and funded 27,738 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Amwest Funding Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to amwestfunding.com.
Amwest Funding Corp. at a glance
Approval is 9.5 points above the 80.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 9,395 / 10,311 | 100% | $465K | 9,381 |
| Cash-out refinance | 87% | 6,282 / 7,195 | 100% | $325K | 6,258 |
| Refinance | 88% | 459 / 520 | 97% | $555K | 447 |
| Investment property purchase | 94% | 7,691 / 8,192 | 100% | $255K | 7,680 |
| Investment cash-out refinance | 87% | 3,952 / 4,559 | 100% | $255K | 3,944 |
| Investment refinance | 80% | 28 / 35 | 100% | $585K | 28 |
Amwest Funding Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 90% | $385K | 12,373 | 11,054 |
| Florida | 88% | $265K | 4,690 | 4,120 |
| Texas | 93% | $215K | 3,454 | 3,205 |
| Georgia | 92% | $265K | 1,297 | 1,191 |
| Utah | 91% | $455K | 801 | 723 |
| New Jersey | 88% | $485K | 790 | 693 |
| Pennsylvania | 90% | $165K | 726 | 652 |
| Arizona | 93% | $325K | 566 | 525 |
| Illinois | 89% | $215K | 543 | 482 |
| Nevada | 88% | $295K | 500 | 441 |
| Virginia | 92% | $355K | 477 | 440 |
| North Carolina | 93% | $275K | 401 | 371 |
| Washington | 92% | $625K | 398 | 363 |
| Massachusetts | 88% | $435K | 303 | 265 |
| New York | 93% | $285K | 296 | 275 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Amwest Funding Corp. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Cash-out refinance | 88% | 2,143 | 1,876 |
| Los Angeles County, CA | Mortgage lenders | 92% | 1,639 | 1,504 |
| Orange County, CA | Cash-out refinance | 90% | 772 | 698 |
| Los Angeles County, CA | Investment cash-out refinance | 87% | 572 | 498 |
| Orange County, CA | Mortgage lenders | 93% | 537 | 497 |
| Harris County, TX | Investment property purchase | 97% | 431 | 416 |
| Polk County, FL | Investment property purchase | 94% | 353 | 332 |
| Los Angeles County, CA | Investment property purchase | 94% | 325 | 306 |
| Osceola County, FL | Investment property purchase | 92% | 317 | 291 |
| Riverside County, CA | Mortgage lenders | 92% | 300 | 275 |
| San Bernardino County, CA | Mortgage lenders | 86% | 317 | 273 |
| Orange County, FL | Investment property purchase | 92% | 292 | 268 |
The county markets where Amwest Funding Corp. made the most loans. Each link opens that market with every lender ranked.
Questions about Amwest Funding Corp.
What is Amwest Funding Corp.'s mortgage approval rate?
Amwest Funding Corp. approved 90.2% of the 30,814 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.5 points above the 80.7% national rate for the same mix of loan types.
How often do borrowers take the loan Amwest Funding Corp. offers?
Borrowers accepted 100% of the loans Amwest Funding Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Amwest Funding Corp. make?
The typical home purchase mortgage loan Amwest Funding Corp. made was $465K; across all loan types its typical loan ran from $255K to $585K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Amwest Funding Corp. lend?
Amwest Funding Corp. decided applications in 49 of the states Fat Boy Data covers, most of them in California, Florida and Texas.
Can I apply to Amwest Funding Corp. directly?
Yes. Amwest Funding Corp. reports as a direct lender that takes applications from borrowers. Its website is amwestfunding.com.
Does this page show Amwest Funding Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Amwest Funding Corp. treats applications, then get a rate quote from the lender.