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investment property lenders · HMDA 2023–2025

Investment property lenders in Polk County, Florida

Fat Boy Data analyzed investment property mortgage activity in Polk County, Florida, home to Lakeland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,746 applications were decided by 491 lenders between 2023 and 2025.

Polk County at a glance

491Active lenders78 with 20+ decisions
83.0%Market approval rate6,432 of 7,746 decided
$245KTypical loanmedian lender, $10K brackets
96%Borrower take-up6,168 loans funded

How Polk County compares

Approval rate compared
Polk County83.0%Florida83.7%All 616 counties87.5%
Typical loan compared
Polk County$245KFlorida$285KAll 616 counties$255K

What the data shows

Amwest Funding Corp. made the most investment property mortgages in Polk County, FL, 332 of them.

Bank of Central Florida approved the highest share of applications among lenders with at least 20 decisions here, 100% of 53.

The typical investment property mortgage here is $245K, 14% smaller than the Florida typical of $285K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 33% approved of 39One lender: 43% approved of 127One lender: 49% approved of 47One lender: 57% approved of 146One lender: 58% approved of 33One lender: 63% approved of 35One lender: 66% approved of 65One lender: 67% approved of 30One lender: 69% approved of 147One lender: 71% approved of 68Lennar Mortgage, LLC: 73% approved of 357One lender: 73% approved of 74One lender: 74% approved of 39One lender: 75% approved of 122One lender: 75% approved of 124One lender: 75% approved of 92One lender: 75% approved of 52One lender: 77% approved of 86One lender: 78% approved of 36One lender: 78% approved of 123One lender: 78% approved of 73One lender: 78% approved of 60One lender: 78% approved of 51United Wholesale Mortgage, LLC: 80% approved of 540One lender: 80% approved of 46One lender: 81% approved of 67One lender: 83% approved of 101One lender: 83% approved of 30One lender: 84% approved of 182One lender: 85% approved of 46One lender: 85% approved of 47One lender: 85% approved of 68One lender: 85% approved of 41One lender: 87% approved of 60One lender: 87% approved of 30One lender: 87% approved of 68One lender: 87% approved of 31One lender: 87% approved of 94One lender: 88% approved of 49One lender: 88% approved of 33Kiavi Funding, Inc.: 88% approved of 263A&D Mortgage LLC: 90% approved of 294One lender: 91% approved of 86One lender: 93% approved of 30Amwest Funding Corp.: 94% approved of 353One lender: 94% approved of 153One lender: 94% approved of 36One lender: 95% approved of 183One lender: 95% approved of 55One lender: 95% approved of 57One lender: 95% approved of 58One lender: 95% approved of 39One lender: 95% approved of 133One lender: 96% approved of 48One lender: 96% approved of 113One lender: 97% approved of 35One lender: 97% approved of 76One lender: 98% approved of 40One lender: 98% approved of 41One lender: 100% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Polk County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only80%433 / 54099%$255K427
2Lennar Mortgage, LLC73%259 / 35799%$245K257
3Amwest Funding Corp.94%332 / 353100%$235K332
4A&D Mortgage LLC90%265 / 29497%$225K256
5Kiavi Funding, Inc.88%232 / 26394%$195K219

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 486 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Polk County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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