ANB Bank mortgage approval rate & lending review
ANB Bank decided 829 mortgage applications and funded 647 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions ANB Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
ANB Bank at a glance
Approval is 0.2 points above the 82.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 422 / 507 | 95% | $85K | 401 |
| Home improvement loans | 79% | 79 / 100 | 94% | $45K | 74 |
| Refinance | 83% | 102 / 123 | 91% | $75K | 93 |
| Investment property purchase | 88% | 51 / 58 | 98% | $235K | 50 |
| Investment refinance | 67% | 22 / 33 | 100% | $155K | 22 |
ANB Bank lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where ANB Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Boulder County, CO | Mortgage lenders | 95% | 57 | 53 |
| Larimer County, CO | Mortgage lenders | 84% | 55 | 44 |
| Mesa County, CO | Mortgage lenders | 85% | 55 | 37 |
| Mesa County, CO | Home improvement loans | 72% | 40 | 27 |
| Mesa County, CO | Refinance | 73% | 37 | 23 |
The county markets where ANB Bank made the most loans. Each link opens that market with every lender ranked.
Questions about ANB Bank
What is ANB Bank's mortgage approval rate?
ANB Bank approved 82.4% of the 829 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.2 points above the 82.2% national rate for the same mix of loan types.
How often do borrowers take the loan ANB Bank offers?
Borrowers accepted 95% of the loans ANB Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does ANB Bank make?
The typical home purchase mortgage loan ANB Bank made was $85K; across all loan types its typical loan ran from $45K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does ANB Bank lend?
ANB Bank decided applications in 6 of the states Fat Boy Data covers, most of them in Colorado, Wyoming and South Dakota.
Can I apply to ANB Bank directly?
Yes. ANB Bank is a bank or credit union with 32 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show ANB Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how ANB Bank treats applications, then get a rate quote from the lender.