Andrews Federal Credit Union mortgage approval rate & lending review
Andrews Federal Credit Union decided 763 mortgage applications and funded 627 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Andrews Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Andrews Federal Credit Union at a glance
Approval is 8.5 points above the 74.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 199 / 227 | 100% | $365K | 199 |
| Cash-out refinance | 82% | 376 / 460 | 98% | $75K | 370 |
| Refinance | 85% | 46 / 54 | 96% | $395K | 44 |
Andrews Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 85% | $75K | 257 | 215 |
| New Jersey | 81% | $95K | 114 | 91 |
| Virginia | 93% | $355K | 84 | 78 |
| Florida | 77% | $115K | 47 | 35 |
| Pennsylvania | 85% | $75K | 33 | 27 |
| North Carolina | 83% | $245K | 23 | 19 |
| District of Columbia | 64% | $195K | 22 | 14 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Andrews Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Prince George's County, MD | Cash-out refinance | 88% | 120 | 104 |
| Burlington County, NJ | Cash-out refinance | 79% | 48 | 38 |
| Charles County, MD | Cash-out refinance | 82% | 34 | 26 |
The county markets where Andrews Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Andrews Federal Credit Union
What is Andrews Federal Credit Union's mortgage approval rate?
Andrews Federal Credit Union approved 83.2% of the 763 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.5 points above the 74.8% national rate for the same mix of loan types.
How often do borrowers take the loan Andrews Federal Credit Union offers?
Borrowers accepted 99% of the loans Andrews Federal Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Andrews Federal Credit Union make?
The typical cash-out refinance loan Andrews Federal Credit Union made was $75K; across all loan types its typical loan ran from $75K to $395K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Andrews Federal Credit Union lend?
Andrews Federal Credit Union decided applications in 40 of the states Fat Boy Data covers, most of them in Maryland, New Jersey and Virginia.
Can I apply to Andrews Federal Credit Union directly?
Yes. Andrews Federal Credit Union is a bank or credit union with 17 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Andrews Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Andrews Federal Credit Union treats applications, then get a rate quote from the lender.