HomeMarylandCharles CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Charles County, Maryland

Fat Boy Data analyzed cash-out refinance activity in Charles County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,369 applications were decided by 180 lenders between 2023 and 2025.

Charles County at a glance

180Active lenders31 with 20+ decisions
63.8%Market approval rate2,150 of 3,369 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,016 loans funded

How Charles County compares

Approval rate compared
Charles County63.8%Maryland65.4%All 616 counties68.2%
Typical loan compared
Charles County$155KMaryland$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Charles County, MD, 514 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

First Home Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 15% approved of 46Lakeview Loan Servicing, LLC: 20% approved of 49Amerisave Mortgage Corporation: 22% approved of 157Pentagon Federal Credit Union: 29% approved of 21New Day Financial, LLC: 33% approved of 52Carrington Mortgage Services, LLC: 33% approved of 142Spring Eq, LLC: 38% approved of 29Wells Fargo Bank, National Association: 38% approved of 39New American Funding, LLC: 46% approved of 41Newrez LLC: 47% approved of 158Mutual of Omaha Mortgage, Inc.: 50% approved of 42Village Capital & Investment LLC: 55% approved of 51Flagstar Bank, National Association: 64% approved of 22WesBanco Bank, Inc.: 64% approved of 25Freedom Mortgage Corporation: 66% approved of 193Pennymac Loan Services, LLC: 66% approved of 158Loandepot.Com, LLC: 67% approved of 123Wright Patman Congressional Federal Credit Union: 68% approved of 28Navy Federal Credit Union: 70% approved of 220United Wholesale Mortgage, LLC: 73% approved of 225Nationstar Mortgage LLC: 81% approved of 62TOWER Federal Credit Union: 81% approved of 21Rocket Mortgage, LLC: 81% approved of 658The Federal Savings Bank: 82% approved of 33Andrews Federal Credit Union: 82% approved of 34GoodLeap, LLC: 86% approved of 22Equity Prime Mortgage LLC: 88% approved of 24TowneBank: 89% approved of 27Cedar Point Federal Credit Union: 95% approved of 20Movement Mortgage, LLC: 96% approved of 23First Home Mortgage Corporation: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Charles County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%533 / 65896%$155K514
2United Wholesale Mortgage, LLCBroker only73%164 / 22597%$365K159
3Navy Federal Credit Union70%154 / 22098%$125K151
4Freedom Mortgage Corporation66%127 / 19394%$395K120
5Pennymac Loan Services, LLC66%104 / 15890%$215K94

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 175 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Charles County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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