Lender profile · HMDA 2023–2025
Arbor Bank mortgage approval rates & lending data
Arbor Bank decided 889 mortgage applications and funded 844 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 591 / 595 | 98% | $275K | 582 |
| Home improvement loans | 82% | 67 / 82 | 97% | $75K | 65 |
| Cash-out refinance | 88% | 49 / 56 | 98% | $205K | 48 |
| Refinance | 100% | 78 / 78 | 95% | $195K | 74 |
| Investment property purchase | 98% | 50 / 51 | 98% | $155K | 49 |
Arbor Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 97% | $275K | 808 | 767 |
| Minnesota | 100% | $435K | 31 | 31 |
| Florida | 90% | $505K | 10 | 9 |
| Arizona | 71% | $625K | 7 | 5 |
| Colorado | 100% | $455K | 6 | 6 |
| Iowa | 100% | $125K | 4 | 4 |
| Missouri | 100% | $415K | 4 | 4 |
| Texas | 100% | $605K | 3 | 3 |
| Kansas | 100% | $235K | 2 | 2 |
| Maryland | 100% | $205K | 2 | 2 |
| Oregon | 100% | $45K | 2 | 2 |
| South Carolina | 100% | $845K | 2 | 1 |
| South Dakota | 100% | $275K | 2 | 2 |
| Georgia | 100% | $705K | 1 | 1 |
| Idaho | 100% | $345K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.