Centris Federal Credit Union mortgage approval rate & lending review
Centris Federal Credit Union decided 2,593 mortgage applications and funded 2,012 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Centris Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Centris Federal Credit Union at a glance
Approval is 11.8 points above the 72.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 575 / 607 | 95% | $245K | 547 |
| Home improvement loans | 83% | 1,041 / 1,256 | 90% | $65K | 937 |
| Cash-out refinance | 63% | 61 / 97 | 95% | $155K | 58 |
| Refinance | 78% | 430 / 554 | 92% | $105K | 397 |
| Investment property purchase | 98% | 59 / 60 | 98% | $155K | 58 |
Centris Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 84% | $105K | 2,593 | 2,012 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Centris Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Douglas County, NE | Home improvement loans | 84% | 873 | 648 |
| Douglas County, NE | Mortgage lenders | 95% | 442 | 399 |
| Sarpy County, NE | Home improvement loans | 81% | 372 | 281 |
| Douglas County, NE | Refinance | 77% | 373 | 262 |
| Sarpy County, NE | Mortgage lenders | 95% | 153 | 138 |
| Sarpy County, NE | Refinance | 81% | 168 | 128 |
| Douglas County, NE | Cash-out refinance | 67% | 72 | 46 |
| Douglas County, NE | Investment property purchase | 98% | 47 | 45 |
| Sarpy County, NE | Cash-out refinance | 50% | 24 | 12 |
The county markets where Centris Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Centris Federal Credit Union
What is Centris Federal Credit Union's mortgage approval rate?
Centris Federal Credit Union approved 84.1% of the 2,593 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.8 points above the 72.3% national rate for the same mix of loan types.
How often do borrowers take the loan Centris Federal Credit Union offers?
Borrowers accepted 92% of the loans Centris Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Centris Federal Credit Union make?
The typical home improvement loan loan Centris Federal Credit Union made was $65K; across all loan types its typical loan ran from $65K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Centris Federal Credit Union lend?
Centris Federal Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Nebraska.
Can I apply to Centris Federal Credit Union directly?
Yes. Centris Federal Credit Union is a bank or credit union with 14 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Centris Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Centris Federal Credit Union treats applications, then get a rate quote from the lender.