Lender profile · HMDA 2023–2025
Pinnacle Bank (Nebraska) mortgage approval rates & lending data
Pinnacle Bank (Nebraska) decided 3,189 mortgage applications and funded 2,999 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 1,448 / 1,482 | 98% | $255K | 1,418 |
| Home improvement loans | 88% | 338 / 383 | 96% | $55K | 326 |
| Cash-out refinance | 81% | 43 / 53 | 100% | $235K | 43 |
| Refinance | 95% | 493 / 520 | 98% | $105K | 481 |
| Investment property purchase | 98% | 446 / 453 | 99% | $175K | 442 |
| Investment refinance | 99% | 241 / 244 | 99% | $95K | 239 |
| Investment home improvement | 94% | 48 / 51 | 100% | $75K | 48 |
Pinnacle Bank (Nebraska) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 96% | $175K | 2,772 | 2,617 |
| Missouri | 94% | $105K | 302 | 273 |
| Kansas | 100% | $345K | 28 | 27 |
| Arizona | 100% | $725K | 21 | 21 |
| Colorado | 100% | $495K | 11 | 10 |
| Florida | 91% | $285K | 11 | 9 |
| Iowa | 88% | $375K | 8 | 7 |
| Minnesota | 100% | $155K | 6 | 6 |
| Texas | 100% | $595K | 5 | 5 |
| Arkansas | 100% | $355K | 4 | 4 |
| Wyoming | 100% | $375K | 3 | 3 |
| Alabama | 100% | $225K | 2 | 2 |
| Illinois | 50% | $115K | 2 | 1 |
| Nevada | 100% | $725K | 2 | 2 |
| North Carolina | 100% | $145K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.