Pinnacle Bank (Nebraska) mortgage approval rate & lending review
Pinnacle Bank (Nebraska) decided 3,189 mortgage applications and funded 2,999 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Pinnacle Bank (Nebraska) reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Pinnacle Bank (Nebraska) at a glance
Approval is 14.8 points above the 81.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 1,448 / 1,482 | 98% | $255K | 1,418 |
| Home improvement loans | 88% | 338 / 383 | 96% | $55K | 326 |
| Cash-out refinance | 81% | 43 / 53 | 100% | $235K | 43 |
| Refinance | 95% | 493 / 520 | 98% | $105K | 481 |
| Investment property purchase | 98% | 446 / 453 | 99% | $175K | 442 |
| Investment refinance | 99% | 241 / 244 | 99% | $95K | 239 |
| Investment home improvement | 94% | 48 / 51 | 100% | $75K | 48 |
Pinnacle Bank (Nebraska) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 96% | $175K | 2,772 | 2,617 |
| Missouri | 94% | $105K | 302 | 273 |
| Kansas | 100% | $345K | 28 | 27 |
| Arizona | 100% | $725K | 21 | 21 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Pinnacle Bank (Nebraska) lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lancaster County, NE | Mortgage lenders | 99% | 673 | 646 |
| Douglas County, NE | Mortgage lenders | 97% | 371 | 357 |
| Lancaster County, NE | Refinance | 97% | 275 | 262 |
| Sarpy County, NE | Mortgage lenders | 97% | 273 | 262 |
| Lancaster County, NE | Investment property purchase | 99% | 164 | 161 |
| Lancaster County, NE | Home improvement loans | 95% | 173 | 157 |
| Douglas County, NE | Investment property purchase | 98% | 129 | 125 |
| Lancaster County, NE | Investment refinance | 98% | 125 | 122 |
| Douglas County, NE | Refinance | 93% | 98 | 91 |
| Jasper County, MO | Mortgage lenders | 95% | 83 | 76 |
| Douglas County, NE | Home improvement loans | 80% | 88 | 70 |
| Sarpy County, NE | Refinance | 89% | 82 | 69 |
The county markets where Pinnacle Bank (Nebraska) made the most loans. Each link opens that market with every lender ranked.
Questions about Pinnacle Bank (Nebraska)
What is Pinnacle Bank (Nebraska)'s mortgage approval rate?
Pinnacle Bank (Nebraska) approved 95.9% of the 3,189 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.8 points above the 81.1% national rate for the same mix of loan types.
How often do borrowers take the loan Pinnacle Bank (Nebraska) offers?
Borrowers accepted 98% of the loans Pinnacle Bank (Nebraska) approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Pinnacle Bank (Nebraska) make?
The typical home purchase mortgage loan Pinnacle Bank (Nebraska) made was $255K; across all loan types its typical loan ran from $55K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Pinnacle Bank (Nebraska) lend?
Pinnacle Bank (Nebraska) decided applications in 23 of the states Fat Boy Data covers, most of them in Nebraska, Missouri and Kansas.
Can I apply to Pinnacle Bank (Nebraska) directly?
Yes. Pinnacle Bank (Nebraska) is a bank or credit union with 533 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Pinnacle Bank (Nebraska)'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Pinnacle Bank (Nebraska) treats applications, then get a rate quote from the lender.