Lender profile · HMDA 2023–2025
First National Bank of Omaha mortgage approval rates & lending data
First National Bank of Omaha decided 11,793 mortgage applications and funded 9,289 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 4,430 / 4,904 | 99% | $245K | 4,378 |
| Home improvement loans | 72% | 2,087 / 2,884 | 96% | $55K | 2,012 |
| Cash-out refinance | 82% | 292 / 358 | 98% | $185K | 287 |
| Refinance | 76% | 1,705 / 2,236 | 97% | $105K | 1,646 |
| Investment property purchase | 81% | 459 / 570 | 97% | $175K | 445 |
| Investment refinance | 76% | 302 / 399 | 94% | $105K | 284 |
| Investment home improvement | 57% | 249 / 438 | 94% | $75K | 234 |
First National Bank of Omaha lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 84% | $245K | 5,389 | 4,413 |
| Colorado | 74% | $135K | 2,135 | 1,533 |
| Illinois | 79% | $105K | 1,987 | 1,524 |
| Kansas | 81% | $125K | 1,037 | 821 |
| Missouri | 80% | $225K | 630 | 501 |
| South Dakota | 90% | $285K | 207 | 182 |
| Texas | 78% | $645K | 129 | 98 |
| Wyoming | 79% | $245K | 92 | 68 |
| Florida | 83% | $435K | 30 | 25 |
| Arizona | 94% | $255K | 18 | 17 |
| Iowa | 81% | $305K | 16 | 13 |
| Wisconsin | 94% | $225K | 16 | 14 |
| New Jersey | 67% | $375K | 12 | 8 |
| Indiana | 100% | $265K | 8 | 8 |
| California | 71% | $345K | 7 | 5 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.