Lender profile · HMDA 2023–2025
Charter West Bank mortgage approval rates & lending data
Charter West Bank decided 2,903 mortgage applications and funded 2,729 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 2,370 / 2,496 | 100% | $245K | 2,364 |
| Cash-out refinance | 86% | 71 / 83 | 99% | $205K | 70 |
| Refinance | 87% | 106 / 122 | 100% | $305K | 106 |
| Investment property purchase | 97% | 139 / 144 | 99% | $145K | 137 |
| Investment refinance | 92% | 35 / 38 | 100% | $145K | 35 |
Charter West Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 95% | $245K | 2,721 | 2,565 |
| Iowa | 89% | $175K | 133 | 118 |
| Arizona | 90% | $405K | 10 | 9 |
| Florida | 100% | $255K | 7 | 7 |
| Missouri | 100% | $415K | 7 | 7 |
| Texas | 100% | $265K | 6 | 6 |
| Colorado | 100% | $555K | 3 | 3 |
| Kansas | 100% | $315K | 3 | 3 |
| Minnesota | 100% | $365K | 2 | 2 |
| Nevada | 100% | $405K | 2 | 2 |
| Illinois | 100% | $95K | 1 | 1 |
| Mississippi | 100% | $425K | 1 | 1 |
| New Mexico | 100% | $325K | 1 | 1 |
| North Carolina | 100% | $375K | 1 | 1 |
| Oklahoma | 100% | $525K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.