Arrowhead Federal Credit Union mortgage approval rate & lending review
Arrowhead Federal Credit Union decided 4,641 mortgage applications and funded 1,754 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Arrowhead Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Arrowhead Federal Credit Union at a glance
Approval is 23.8 points below the 63.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 54 / 55 | 91% | $405K | 49 |
| Home improvement loans | 36% | 1,554 / 4,344 | 96% | $65K | 1,486 |
| Cash-out refinance | 96% | 163 / 170 | 95% | $215K | 155 |
| Refinance | 94% | 30 / 32 | 93% | $305K | 28 |
Arrowhead Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 40% | $65K | 4,535 | 1,720 |
| Arizona | 32% | $55K | 88 | 28 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Arrowhead Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| San Bernardino County, CA | Home improvement loans | 36% | 3,023 | 1,025 |
| Riverside County, CA | Home improvement loans | 37% | 998 | 357 |
| San Bernardino County, CA | Cash-out refinance | 96% | 127 | 118 |
| Los Angeles County, CA | Home improvement loans | 31% | 169 | 52 |
| Mohave County, AZ | Home improvement loans | 34% | 67 | 23 |
The county markets where Arrowhead Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Arrowhead Federal Credit Union
What is Arrowhead Federal Credit Union's mortgage approval rate?
Arrowhead Federal Credit Union approved 39.6% of the 4,641 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 23.8 points below the 63.4% national rate for the same mix of loan types.
How often do borrowers take the loan Arrowhead Federal Credit Union offers?
Borrowers accepted 95% of the loans Arrowhead Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Arrowhead Federal Credit Union make?
The typical home improvement loan loan Arrowhead Federal Credit Union made was $65K; across all loan types its typical loan ran from $65K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Arrowhead Federal Credit Union lend?
Arrowhead Federal Credit Union decided applications in 5 of the states Fat Boy Data covers, most of them in California, Arizona and Nevada.
Can I apply to Arrowhead Federal Credit Union directly?
Yes. Arrowhead Federal Credit Union is a bank or credit union with 20 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Arrowhead Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Arrowhead Federal Credit Union treats applications, then get a rate quote from the lender.