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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in San Bernardino County, California

Fat Boy Data analyzed cash-out refinance activity in San Bernardino County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 25,147 applications were decided by 400 lenders between 2023 and 2025.

San Bernardino County at a glance

400Active lenders120 with 20+ decisions
68.9%Market approval rate17,327 of 25,147 decided
$215KTypical loanmedian lender, $10K brackets
93%Borrower take-up16,172 loans funded

How San Bernardino County compares

Approval rate compared
San Bernardino County68.9%California70.1%All 616 counties68.2%
Typical loan compared
San Bernardino County$215KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in San Bernardino County, CA, 3,245 of them.

Val-Chris Investments, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 102.

The typical cash-out refinance here is $215K, 12% smaller than the California typical of $245K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 16% approved of 165One lender: 17% approved of 348One lender: 23% approved of 196Amerisave Mortgage Corporation: 25% approved of 1,214One lender: 26% approved of 269One lender: 34% approved of 577One lender: 36% approved of 105One lender: 41% approved of 306Newrez LLC: 44% approved of 1,012One lender: 46% approved of 160One lender: 46% approved of 133One lender: 50% approved of 124One lender: 50% approved of 265One lender: 51% approved of 148One lender: 56% approved of 261One lender: 60% approved of 222One lender: 65% approved of 678One lender: 65% approved of 487One lender: 65% approved of 130One lender: 66% approved of 372One lender: 66% approved of 99One lender: 66% approved of 92One lender: 66% approved of 405One lender: 67% approved of 122One lender: 69% approved of 420One lender: 69% approved of 77One lender: 70% approved of 150One lender: 72% approved of 88One lender: 72% approved of 242One lender: 72% approved of 482One lender: 73% approved of 85One lender: 74% approved of 98One lender: 75% approved of 460One lender: 76% approved of 78One lender: 77% approved of 153One lender: 78% approved of 77One lender: 78% approved of 87Rocket Mortgage, LLC: 79% approved of 4,242One lender: 79% approved of 292One lender: 80% approved of 88United Wholesale Mortgage, LLC: 80% approved of 3,036One lender: 81% approved of 105One lender: 82% approved of 98One lender: 82% approved of 104One lender: 83% approved of 107One lender: 85% approved of 120One lender: 85% approved of 215Schoolsfirst: 86% approved of 1,074One lender: 88% approved of 111One lender: 90% approved of 90One lender: 92% approved of 520One lender: 92% approved of 100One lender: 94% approved of 98One lender: 95% approved of 83One lender: 95% approved of 105One lender: 96% approved of 127One lender: 97% approved of 92One lender: 97% approved of 98One lender: 98% approved of 122One lender: 100% approved of 102

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in San Bernardino County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%3,356 / 4,24297%$155K3,245
2United Wholesale Mortgage, LLCBroker only80%2,423 / 3,03697%$235K2,348
3Amerisave Mortgage Corporation25%303 / 1,21498%$105K298
4Schoolsfirst86%924 / 1,07499%$135K916
5Newrez LLC44%443 / 1,01299%$105K437

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 395 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in San Bernardino County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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