Athol Savings Bank mortgage approval rate & lending review
Athol Savings Bank decided 254 mortgage applications and funded 187 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Athol Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to asb.com.
Athol Savings Bank at a glance
Approval is 1.7 points above the 74.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 62 / 77 | 95% | $285K | 59 |
| Home improvement loans | 78% | 61 / 78 | 97% | $45K | 59 |
| Cash-out refinance | 62% | 37 / 60 | 100% | $135K | 37 |
Athol Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 76% | $135K | 245 | 179 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Athol Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Worcester County, MA | Home improvement loans | 79% | 76 | 59 |
| Worcester County, MA | Cash-out refinance | 62% | 60 | 37 |
The county markets where Athol Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Athol Savings Bank
What is Athol Savings Bank's mortgage approval rate?
Athol Savings Bank approved 76.0% of the 254 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.7 points above the 74.2% national rate for the same mix of loan types.
How often do borrowers take the loan Athol Savings Bank offers?
Borrowers accepted 97% of the loans Athol Savings Bank approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Athol Savings Bank make?
The typical home improvement loan loan Athol Savings Bank made was $45K; across all loan types its typical loan ran from $45K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Athol Savings Bank lend?
Athol Savings Bank decided applications in 2 of the states Fat Boy Data covers, most of them in Massachusetts and New Hampshire.
Can I apply to Athol Savings Bank directly?
Yes. Athol Savings Bank reports as a direct lender that takes applications from borrowers. Its website is asb.com.
Does this page show Athol Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Athol Savings Bank treats applications, then get a rate quote from the lender.