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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Worcester County, Massachusetts

Fat Boy Data analyzed home improvement loan activity in Worcester County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,804 applications were decided by 183 lenders between 2023 and 2025.

Worcester County at a glance

183Active lenders56 with 20+ decisions
70.2%Market approval rate7,585 of 10,804 decided
$75KTypical loanmedian lender, $10K brackets
96%Borrower take-up7,284 loans funded

How Worcester County compares

Approval rate compared
Worcester County70.2%Massachusetts67.4%All 616 counties62.7%
Typical loan compared
Worcester County$75KMassachusetts$105KAll 616 counties$75K

What the data shows

First Technology made the most home improvement loans in Worcester County, MA, 756 of them.

ROCKLAND Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

The typical home improvement loan here is $75K, 29% smaller than the Massachusetts typical of $105K.

Only 1 lender here typically writes at or below $35K: Clinton Savings Bank.

Approval rate of all 56 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 255One lender: 26% approved of 57One lender: 35% approved of 23One lender: 40% approved of 93One lender: 45% approved of 196Bank of America, National Association: 50% approved of 829One lender: 53% approved of 101One lender: 54% approved of 39One lender: 56% approved of 166One lender: 57% approved of 21One lender: 58% approved of 26One lender: 58% approved of 24One lender: 61% approved of 174One lender: 62% approved of 21One lender: 62% approved of 405Citizens Bank, National Association: 64% approved of 901One lender: 65% approved of 34One lender: 65% approved of 393One lender: 65% approved of 131One lender: 65% approved of 63One lender: 65% approved of 173One lender: 69% approved of 29One lender: 70% approved of 89One lender: 70% approved of 30One lender: 71% approved of 95First Technology: 72% approved of 1,054One lender: 73% approved of 60One lender: 74% approved of 269One lender: 75% approved of 68One lender: 75% approved of 36One lender: 76% approved of 63One lender: 78% approved of 416All One: 78% approved of 700One lender: 79% approved of 345One lender: 79% approved of 76One lender: 79% approved of 24One lender: 79% approved of 111One lender: 79% approved of 223One lender: 80% approved of 97One lender: 83% approved of 29One lender: 83% approved of 152One lender: 84% approved of 188One lender: 84% approved of 73One lender: 84% approved of 50Central One Federal Credit Union: 86% approved of 696One lender: 86% approved of 487One lender: 86% approved of 140One lender: 86% approved of 93One lender: 87% approved of 103One lender: 89% approved of 38One lender: 90% approved of 20One lender: 90% approved of 83One lender: 91% approved of 35One lender: 96% approved of 51One lender: 96% approved of 52One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Worcester County

LenderApprovalApprovedTaken upTypical loanLoans made
1First Technology72%764 / 1,05499%$75K756
2Citizens Bank, National Association64%576 / 90196%$115K555
3Bank of America, National Association50%418 / 82997%$105K406
4All One78%549 / 70098%$75K537
5Central One Federal Credit Union86%596 / 696100%$105K596

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 178 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Worcester County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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