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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Worcester County, Massachusetts

Fat Boy Data analyzed cash-out refinance activity in Worcester County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,359 applications were decided by 297 lenders between 2023 and 2025.

Worcester County at a glance

297Active lenders61 with 20+ decisions
70.5%Market approval rate6,596 of 9,359 decided
$185KTypical loanmedian lender, $10K brackets
96%Borrower take-up6,363 loans funded

How Worcester County compares

Approval rate compared
Worcester County70.5%Massachusetts71.0%All 616 counties68.2%
Typical loan compared
Worcester County$185KMassachusetts$175KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Worcester County, MA, 1,468 of them.

Leader Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 96% of 47.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 9% approved of 32Mortgage Research Center, LLC: 22% approved of 115Amerisave Mortgage Corporation: 30% approved of 604Wells Fargo Bank, National Association: 37% approved of 60Lakeview Loan Servicing, LLC: 43% approved of 156American Financing Corporation: 52% approved of 31Newrez LLC: 55% approved of 423Mutual of Omaha Mortgage, Inc.: 57% approved of 161Bankesb: 57% approved of 21New American Funding, LLC: 59% approved of 113Athol Savings Bank: 62% approved of 60Pennymac Loan Services, LLC: 63% approved of 186Lower, LLC: 65% approved of 31Freedom Mortgage Corporation: 65% approved of 208Southbridge Credit Union: 66% approved of 32Flagstar Bank, National Association: 67% approved of 66JPMorgan Chase Bank, National Association: 67% approved of 30I-C Federal Credit Union: 67% approved of 123Central One Federal Credit Union: 68% approved of 56Webster First Federal Credit Union: 69% approved of 215Bay State Savings Bank: 69% approved of 26First Technology: 70% approved of 567All One: 70% approved of 63Navy Federal Credit Union: 71% approved of 34Loandepot.Com, LLC: 71% approved of 291Citizens Bank, National Association: 71% approved of 31The Federal Savings Bank: 71% approved of 59Cornerstone Bank: 71% approved of 35Onity Mortgage Corporation: 72% approved of 32Quorum Federal Credit Union: 74% approved of 38Webster Five Cents Savings Bank: 74% approved of 69GoodLeap, LLC: 74% approved of 27United Wholesale Mortgage, LLC: 78% approved of 356Fidelity Co-operative Bank: 78% approved of 237Sofi Bank, N.A.tional Association: 79% approved of 28GFA Federal Credit Union: 80% approved of 122Guaranteed Rate, Inc.: 80% approved of 55St. Mary's Credit Union: 80% approved of 106Guild Mortgage Company LLC: 81% approved of 95Rocket Mortgage, LLC: 81% approved of 1,848Workers Federal Credit Union: 81% approved of 359Nationstar Mortgage LLC: 82% approved of 195Top Flite Financial, Inc.: 82% approved of 38Dean Co-operative Bank: 82% approved of 22Clinton Savings Bank: 82% approved of 56Milford Federal Bank: 84% approved of 74UniBank for Savings: 84% approved of 230Fairway Independent Mortgage Corporation: 84% approved of 77Northpoint Mortgage, Inc.: 86% approved of 21Avidia Bank: 87% approved of 47Movement Mortgage, LLC: 88% approved of 41Homefield Credit Union: 88% approved of 26Country Bank for Savings: 89% approved of 27Savers Co-operative Bank: 90% approved of 39Reliance First Capital, LLC: 91% approved of 45Total Mortgage Services, LLC: 91% approved of 35Cmg Mortgage, Inc.: 92% approved of 38Crosscountry Mortgage, LLC: 94% approved of 51Nations Lending Corporation: 95% approved of 38Leader Bank, National Association: 96% approved of 47

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Worcester County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%1,498 / 1,84898%$185K1,468
2Amerisave Mortgage Corporation30%183 / 60498%$105K180
3First Technology70%396 / 567100%$125K396
4Newrez LLC55%233 / 42397%$125K227
5Workers Federal Credit Union81%292 / 35993%$115K271

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 292 more lenders.

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Other lending data for Worcester County

Mortgage lenders in Worcester CountyHome improvement loans in Worcester CountyRefinance in Worcester CountyInvestment property purchase in Worcester CountyInvestment cash-out refinance in Worcester CountyInvestment refinance in Worcester CountyInvestment home improvement in Worcester County

Nearby markets

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