Augusta Financial, Inc. mortgage approval rate & lending review
Augusta Financial, Inc. decided 1,835 mortgage applications and funded 1,825 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Augusta Financial, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to augustafinancial.com.
Augusta Financial, Inc. at a glance
Approval is 15.4 points above the 84.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 1,242 / 1,248 | 100% | $605K | 1,242 |
| Cash-out refinance | 100% | 104 / 104 | 100% | $445K | 104 |
| Refinance | 100% | 282 / 283 | 100% | $495K | 282 |
| Investment property purchase | 99% | 112 / 113 | 100% | $425K | 112 |
| Investment cash-out refinance | 96% | 25 / 26 | 100% | $475K | 25 |
| Investment refinance | 98% | 41 / 42 | 100% | $375K | 41 |
Augusta Financial, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 99% | $605K | 1,774 | 1,764 |
| Arizona | 100% | $365K | 22 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Augusta Financial, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Mortgage lenders | 100% | 803 | 799 |
| Ventura County, CA | Mortgage lenders | 100% | 237 | 236 |
| Los Angeles County, CA | Refinance | 100% | 178 | 178 |
| Ventura County, CA | Refinance | 98% | 52 | 51 |
| Ventura County, CA | Investment property purchase | 100% | 29 | 29 |
The county markets where Augusta Financial, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Augusta Financial, Inc.
What is Augusta Financial, Inc.'s mortgage approval rate?
Augusta Financial, Inc. approved 99.5% of the 1,835 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.4 points above the 84.1% national rate for the same mix of loan types.
How often do borrowers take the loan Augusta Financial, Inc. offers?
Borrowers accepted 100% of the loans Augusta Financial, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Augusta Financial, Inc. make?
The typical home purchase mortgage loan Augusta Financial, Inc. made was $605K; across all loan types its typical loan ran from $375K to $605K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Augusta Financial, Inc. lend?
Augusta Financial, Inc. decided applications in 9 of the states Fat Boy Data covers, most of them in California, Arizona and Texas.
Can I apply to Augusta Financial, Inc. directly?
Yes. Augusta Financial, Inc. reports as a direct lender that takes applications from borrowers. Its website is augustafinancial.com.
Does this page show Augusta Financial, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Augusta Financial, Inc. treats applications, then get a rate quote from the lender.