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investment property lenders · HMDA 2023–2025

Investment property lenders in Ventura County, California

Fat Boy Data analyzed investment property mortgage activity in Ventura County, California, home to Oxnard, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,635 applications were decided by 239 lenders between 2023 and 2025.

Ventura County at a glance

239Active lenders19 with 20+ decisions
88.2%Market approval rate1,442 of 1,635 decided
$575KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,372 loans funded

How Ventura County compares

Approval rate compared
Ventura County88.2%California88.0%All 616 counties87.5%
Typical loan compared
Ventura County$575KCalifornia$535KAll 616 counties$255K

What the data shows

Rocket Mortgage, LLC made the most investment property mortgages in Ventura County, CA, 66 of them.

Mld Mortgage Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%One lender: 68% approved of 37One lender: 69% approved of 32One lender: 77% approved of 22Pennymac Loan Services, LLC: 79% approved of 39Rocket Mortgage, LLC: 81% approved of 83One lender: 86% approved of 36Cmg Mortgage, Inc.: 89% approved of 44Kiavi Funding, Inc.: 90% approved of 51One lender: 91% approved of 32One lender: 91% approved of 34United Wholesale Mortgage, LLC: 91% approved of 105One lender: 95% approved of 37One lender: 97% approved of 31One lender: 97% approved of 33One lender: 97% approved of 37One lender: 100% approved of 30One lender: 100% approved of 30One lender: 100% approved of 29One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Ventura County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only91%96 / 10598%$485K94
2Rocket Mortgage, LLC81%67 / 8399%$425K66
3Kiavi Funding, Inc.90%46 / 5196%$715K44
4Cmg Mortgage, Inc.89%39 / 4487%$595K34
5Pennymac Loan Services, LLC79%31 / 3994%$605K29

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 234 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Ventura County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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