Bank of Frankewing mortgage approval rate & lending review
Bank of Frankewing decided 408 mortgage applications and funded 345 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Bank of Frankewing reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Bank of Frankewing at a glance
Approval is 4.4 points above the 83.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 240 / 262 | 98% | $265K | 234 |
| Cash-out refinance | 71% | 34 / 48 | 100% | $215K | 34 |
| Refinance | 86% | 32 / 37 | 97% | $355K | 31 |
| Investment property purchase | 97% | 30 / 31 | 93% | $215K | 28 |
Bank of Frankewing lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Bank of Frankewing lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Madison County, AL | Mortgage lenders | 89% | 139 | 122 |
| Limestone County, AL | Mortgage lenders | 93% | 56 | 51 |
| Madison County, AL | Refinance | 88% | 24 | 21 |
| Madison County, AL | Cash-out refinance | 70% | 27 | 19 |
The county markets where Bank of Frankewing made the most loans. Each link opens that market with every lender ranked.
Questions about Bank of Frankewing
What is Bank of Frankewing's mortgage approval rate?
Bank of Frankewing approved 87.5% of the 408 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.4 points above the 83.1% national rate for the same mix of loan types.
How often do borrowers take the loan Bank of Frankewing offers?
Borrowers accepted 97% of the loans Bank of Frankewing approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Bank of Frankewing make?
The typical home purchase mortgage loan Bank of Frankewing made was $265K; across all loan types its typical loan ran from $215K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Bank of Frankewing lend?
Bank of Frankewing decided applications in 8 of the states Fat Boy Data covers, most of them in Alabama, Tennessee and Florida.
Can I apply to Bank of Frankewing directly?
Yes. Bank of Frankewing is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Bank of Frankewing's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Bank of Frankewing treats applications, then get a rate quote from the lender.